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Fixed annuity carrier
American Life fixed annuity rates
American Life, founded in 1960 and headquartered in Nebraska, issues 4 fixed annuities in 3 to 5-year terms.
5.80%
Top APY
B++
AM Best
1960
Founded
Available products
Pick your state to see what's available
Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.
| Product | 3-yr | 5-yr | Min | |
|---|---|---|---|---|
| Life Fee-Based MYGA | 5.65% | 5.80% | $10k | ↓ |
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| Classic MYGA (No Withdrawals) | 5.26% | 5.58% | $1k | ↓ |
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| Classic MYGA | 5.10% | 5.45% | $1k | ↓ |
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| Fusion MYGIA | — | 4.80% | $10k | ↓ |
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About American Life
- Founded
- 1960 Nebraska
- AM Best rating
- B++ What this means
- Phone
- 402-489-8266
- Website
- american-life.com
- State guaranty coverage
- Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.
Before you decide
Let us mail you our Verification Checklist.
It shows you how to check American Life for yourself — what your state guarantees if the carrier ever fails, what you can take out early and what that costs.
Free. Arrives in about a week.