Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years.
Features
Terminal Illness Waiver · Nursing Home Waiver · Hospital Confinement Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge)
Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit.
See limits by state.
Before you decide
Let us mail you our Verification Checklist.
It shows you how to check Brighthouse (MetLife) for yourself — what your state guarantees if the carrier ever fails, what you can take out early and what that costs.
