Minnesota Life fixed annuity rates

Minnesota Life, founded in 1880, issues 3 fixed annuities in 3 to 9-year terms.

5.35% Top APY

A+ AM Best

1880 Founded

Available products

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Pick your state to see Minnesota Life products available where you live. Filings vary by state.

Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	3-yr	5-yr	7-yr	9-yr	Min
SecureOption Choice	5.00%	5.25%	5.35%	5.35%	$25k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% 9-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features Terminal Illness Waiver · Hospital Confinement Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
SecureOption Vision	5.00%	5.25%	5.35%	5.35%	$25k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% 9-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
SecureOption Focus	—	—	3.75%	—	$10k	↓
Surrender schedule 7-yr 7% / 7% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · Nursing Home Waiver · Death Benefit Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Return of Premium · Return of Premium

About Minnesota Life

Founded: 1880
AM Best rating: A+ What this means
Comdex score: 96 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 1-800-362-3141
Website: minnesotalife.com
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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Minnesota Life fixed annuity rates

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About Minnesota Life

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