Nearly 1 in 3 women and 1 in 2 men develop cancer during their lifetimes. Fortunately, survival rates are improving due to medical advances.
Source: American Cancer Society
Approximately every 40 seconds, someone in the U.S. suffers a heart attack.
Source: American Heart Association
| Policy Features | Critical Illness Insurance |
|---|---|
| Issue Ages | 18 - 64 |
| Coverage | $10,000 to $100,000 |
| Payout |
|
| Coverage Duration | Lifetime |
| Covered Conditions* |
|
* Covered 100% unless otherwise noted
Upon the diagnosis of a covered condition, you'll receive a lump-sum payment directly, giving you the ability to:
Replace lost income to support your family if you're unable to work
Help manage daily expenses such as utilities, groceries, and housing costs
Ensure continuous care at home by hiring professional health services without financial strain
Use the funds to travel to medical facilities or specialists
Meet any medical deductibles or out-of-pocket expenses with ease using your lump-sum payment
Keep your family's lifestyle stable and uninterrupted during challenging times
We're Martha and Rikin Shah, and we started GetSure to help people get the no-BS truth about covering their family.
If you have any questions, call/text (775-438-7873) or email us ([email protected]) anytime.
Mutual of Omaha's Critical Illness Insurance offers protection against critical illnesses, including cancer, heart attack, stroke, Alzheimer’s disease, kidney failure, major organ transplant, blindness, deafness, and paralysis.
The coverage amount ranges from $10,000 to $100,000, paid in lump sums depending on the diagnosis.
Lifetime coverage is available to individuals aged 18 to 64 at the time of application.
No, the benefits are paid in a lump sum and can be used for any purpose, including medical expenses, travel for treatment, or replacing lost income.
Yes, Mutual of Omaha's Critical Illness Insurance is guaranteed renewable for life as long as premiums are paid.
Because the policy includes a Return of Premium (ROP) feature, all premiums paid (minus any claims) are refunded upon the insured's death.
No, the policy does not cover losses related to pre-existing conditions that occurred within 12 months before the effective date.
Coverage amounts up to $50,000 are subject to express underwriting with simple yes/no questions. Higher amounts up to $100,000 require simplified underwriting, which may include medical history checks.
