Best Life Insurance In Arkansas


  • Rikin Shah
  • Jun 20, 2024
Arkansas cost of a funeral

Arkansas’s life insurance laws are governed by Title 23 of the Arkansas Code (Chapter 81).

  • Minimum 10-day free look period (AR Code Ann. 23-79-112)
  • 30-day grace period (AR 23-81-104)
  • Insurers must pay claims within two months, and claims not paid within 30 days are subject to interest starting from the date of death (AR 23-81-113)
  • Guarantees up to $300,000 in death benefit payments and $100,000 for lost cash surrender value (source)

Keep in mind that life insurance laws are very similar from state to state (for example, California’s life insurance laws and Colorado’s life insurance laws are nearly identical to those of Arkansas).

How Much Is A $10,000 Whole Life Policy In Arkansas?

The table below shows the rates by age of $10,000 of whole life insurance in Arkansas.

Age20
Male$14.56
Male (Smoker)$16.91
Female$13.78
Female (Smoker)$15.76
Age25
Male$15.83
Male (Smoker)$18.31
Female$15.43
Female (Smoker)$17.07
Age30
Male$17.47
Male (Smoker)$19.60
Female$16.68
Female (Smoker)$18.62
Age35
Male$18.56
Male (Smoker)$22.06
Female$17.73
Female (Smoker)$20.48
Age40
Male$20.52
Male (Smoker)$24.87
Female$19.58
Female (Smoker)$23.25
Age45
Male$23.67
Male (Smoker)$28.79
Female$22.30
Female (Smoker)$27.56
Age50
Male$27.11
Male (Smoker)$33.76
Female$24.68
Female (Smoker)$31.44
Age55
Male$32.63
Male (Smoker)$39.95
Female$28.48
Female (Smoker)$36.43
Age60
Male$39.11
Male (Smoker)$46.95
Female$33.15
Female (Smoker)$42.20
Age65
Male$48.15
Male (Smoker)$57.85
Female$40.86
Female (Smoker)$50.81
Age70
Male$60.30
Male (Smoker)$71.36
Female$53.07
Female (Smoker)$60.77
Age75
Male$97.34
Male (Smoker)$133.13
Female$71.60
Female (Smoker)$95.22
Age80
Male$135.08
Male (Smoker)$181.90
Female$98.48
Female (Smoker)$135.30
Age85
Male$187.95
Male (Smoker)$257.60
Female$132.59
Female (Smoker)$192.92

See how much you could save

Compare rates from 19 carriers in 60 seconds

Best Life Assurance In Fort Smith

Fort Smith, nestled on the border between Arkansas and Oklahoma, boasts a rich tapestry of history and natural beauty. Known for its pivotal role in the early frontier days, it was established as a military fort in 1817. Today, Fort Smith merges its historic charm with modern attractions, offering visitors and residents alike a unique blend of cultural heritage, arts, and outdoor activities. The city’s vibrant past is preserved in its museums, including the Fort Smith National Historic Site, while its scenic parks and rivers provide ample opportunities for exploration and recreation. With its welcoming community and diverse offerings, Fort Smith stands as a testament to the enduring spirit of the American frontier.

5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves1120 Garrison Ave
+14792629292+14797852912
Professional InsurerMaxwarranty Insurance Agency
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves210 N Greenwood Ave
+14792629292+14797827000
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves622 S 21st St B
+14792629292+14797854545
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves2026 Dodson Ave
+14792629292+14797821117
Professional InsurerEastside Insurance Company
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves3203 Waco St
+14792629292+14792791352
Professional InsurerRainforest Insurance Agency
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves109 N 6th St
+14792629292+14792354878
Professional InsurerInsureFS
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves705 S 24th St
+14792629292+14792821150
Professional InsurerBehemoth Insurance LLC
5101 Old Greenwood Road Pebley / Reserves, 5101 Old Greenwood Rd Pebley / Reserves3027 S 66th St
+14792629292+14792076031

Best Coverage In Little Rock

Nestled on the banks of the Arkansas River, Little Rock is the vibrant capital city of Arkansas, blending charming Southern hospitality with a modern, urban vibe. As the cultural, economic, and governmental heart of the state, Little Rock boasts a rich historical tapestry, exemplified by landmarks such as the Little Rock Central High School National Historic Site and the Old State House Museum. The city’s downtown area is a hub of activity, offering a diverse array of dining, shopping, and entertainment options. Outdoor enthusiasts enjoy the expansive Pinnacle Mountain State Park and the picturesque Arkansas River Trail. With its friendly communities, burgeoning arts scene, and scenic beauty, Little Rock offers a compelling mix of attractions for both residents and visitors alike.

Corbin Cobbs: Primerica – Financial ServicesBrown & Brown of Little Rock
1501 N University Ave#2052120 Riverfront Dr #200
+15019933031+15013722232
Corbin Cobbs: Primerica – Financial ServicesReserve National Insurance Co
1501 N University Ave#205
+15019933031+15016640511
Corbin Cobbs: Primerica – Financial ServicesLittle Rock Insurance Company
1501 N University Ave#2052725 Cantrell Rd # 201
+15019933031+15015120031
Corbin Cobbs: Primerica – Financial ServicesNew York Life Insurance-Jonathan Kazemi
1501 N University Ave#20513501 Chenal Pkwy #200
+15019933031+15016073279
Corbin Cobbs: Primerica – Financial ServicesAR insurance Little Rock
1501 N University Ave#2051800 Jr Deputy Rd
+15019933031+15014811320
Corbin Cobbs: Primerica – Financial ServicesGavin Smith, Bankers Life Agent
1501 N University Ave#20510800 Financial Centre Pkwy Ste 299
+15019933031+15012254760
Corbin Cobbs: Primerica – Financial ServicesHappy Life Insurance
1501 N University Ave#2051319 Broadway St
+15019933031+15015120078
Corbin Cobbs: Primerica – Financial ServicesMariano Moore, Bankers Life Agent
1501 N University Ave#20510800 Financial Centre Pkwy Ste 299
+15019933031+15012254760
Corbin Cobbs: Primerica – Financial ServicesLittle Rock Insurance Agency
1501 N University Ave#2051020 W 2nd St
+15019933031+14796891943
Corbin Cobbs: Primerica – Financial ServicesSafe Insurance AR
1501 N University Ave#2051 Riverfront Dr # 515
+15019933031+15014812702
Corbin Cobbs: Primerica – Financial ServicesRobinson and Associates L.L.C.
1501 N University Ave#205213 N Laurel St
+15019933031+15015335001

See how much you could save

Compare rates from 19 carriers in 60 seconds

Best Policies In Fayetteville

Fayetteville, nestled in the heart of North Carolina, is a city rich in history and brimming with southern charm. Known for its strong military roots, Fayetteville is home to the prestigious Fort Bragg, one of the largest military installations in the world. This vibrant city offers a blend of historical attractions, lush parks, and a thriving arts scene. From the quaint shops and local eateries of its historic downtown to the tranquil trails of Cape Fear River, Fayetteville provides an array of experiences for residents and visitors alike. Whether you’re exploring the Airborne and Special Operations Museum, enjoying a performance at the Cape Fear Regional Theatre, or attending one of its many festivals, Fayetteville invites you to discover its unique blend of heritage, culture, and community spirit.

26 E Meadow St Suite 111280 E Stearns St #5
+14793400436+14796844100
FB&L InsuranceMVM Agency
26 E Meadow St Suite 113608 Steele Blvd Suite 103a
+14793400436+14793084700
FB&L InsuranceInsurance Marketplace
26 E Meadow St Suite 112901 E Zion Rd #1
+14793400436+14792732471
26 E Meadow St Suite 112928 N McKee Cir Ste 112
+14793400436+14793680086
26 E Meadow St Suite 111722 N Gregg Ave
+14793400436+15015573611
26 E Meadow St Suite 1116 E Spring St Ste B
+14793400436+14793320297
26 E Meadow St Suite 1116 E Spring St Ste A
+14793400436+14793320296
26 E Meadow St Suite 112142 N College Ave
+14793400436+14795214220
FB&L InsuranceNW Arkansas Insurance
26 E Meadow St Suite 112907 E Joyce Blvd STE 1
+14793400436+14794446933
FB&L InsuranceStrong Insurance AR
26 E Meadow St Suite 113887 N Crossover Rd
+14793400436+14792076190
FB&L InsuranceLife agent
26 E Meadow St Suite 113595 N Shiloh Dr
+14793400436+14793326097
FB&L InsuranceMetro Insurance
26 E Meadow St Suite 1183 Colt Square Dr
+14793400436+18667651850

Best Life Cover In Jonesboro

Jonesboro, nestled in the heart of Georgia, stands as a vibrant suburb of Atlanta, radiating southern charm and a bustling community spirit. Known for its rich history, scenic parks, and a wide array of shopping and dining options, Jonesboro offers residents and visitors alike a blend of modern amenities and historical treasures. From the iconic Road to Tara Museum, celebrating the city’s connection to the classic novel “Gone with the Wind,” to outdoor adventures at the Clayton County International Park, Jonesboro provides a captivating mix of cultural and recreational activities. With its warm, welcoming atmosphere and diverse attractions, Jonesboro remains a cherished destination for those seeking the allure of Southern hospitality combined with the convenience of suburban living.

IHC Specialty Benefits NEAUnited Insurance Agency
4200 S Caraway Rd268 Southwest Dr
+18707614700+18703362062
IHC Specialty Benefits NEASelby Insurance and Financial
4200 S Caraway Rd2216 Wilkins Ave
+18707614700+18703362121
IHC Specialty Benefits NEAAdams Health Insurance
4200 S Caraway Rd906 S Main St
+18707614700+18707035188
IHC Specialty Benefits NEAJulie Casey – Aflac Insurance Agent
4200 S Caraway Rd1002 Wilkins Ave
+18707614700+18709325664
4200 S Caraway Rd1812 Pleasant Grove Rd Suite A
+18707614700+18703360492
IHC Specialty Benefits NEAMike Ebbert – Mutual of Omaha
4200 S Caraway RdEbbert Insurance Inc, 408 S Main St
+18707614700+18709729511
IHC Specialty Benefits NEAAlfaro Insurance
4200 S Caraway Rd2303 Stallings Ln Suite A
+18707614700+18702039710
IHC Specialty Benefits NEAAdvantage Insurance
4200 S Caraway Rd87 Co Rd 338
+18707614700+18702240934
IHC Specialty Benefits NEALakenan Insurance St Genevieve Inc.
4200 S Caraway Rd2479 Browns Ln
+18707614700+18709327448
IHC Specialty Benefits NEAHealth Care Insurance Of Arkansas
4200 S Caraway Rd1825 E Nettleton Ave STE F
+18707614700+18709728038

Best Life Insurance In Springdale

Springdale is a vibrant city known for its lush landscapes and thriving community spirit. Nestled in the heart of nature, this charming locale offers residents and visitors a unique blend of outdoor activities, cultural experiences, and a strong sense of local heritage. With an array of parks, trails, and recreational facilities, Springdale is an ideal destination for those who cherish an active lifestyle amidst scenic beauty. The city also boasts a dynamic economy, with a mix of local businesses and industries that contribute to its growth and vitality. From its friendly neighborhoods to its bustling downtown area, Springdale embodies a welcoming atmosphere where tradition and progress harmoniously coexist.

Denver Little Insurance GroupAmerican International Insurance Agency
5204 S Thompson St # C511 N Thompson St
+14799271109+14792555688
5204 S Thompson St # C7253 W Sunset Ave Suite B
+14799271109+14793472039
Denver Little Insurance GroupBoone Ritter Insurance
5204 S Thompson St # C3906 B Kelley Ave
+14799271109+14797519272
Denver Little Insurance GroupSheron Harp – Aflac Insurance Agent
5204 S Thompson St # C2816 N Thompson St
+14799271109+14797503138
Denver Little Insurance GroupRob Earp New York Life
5204 S Thompson St # C3409 Elm Springs Rd Suite 3
+14799271109+14793871989
Denver Little Insurance GroupAmerican National Ins – Garcia Agency
5204 S Thompson St # C1336 Carley Rd
+14799271109+14793816855
Denver Little Insurance GroupShelter Insurance – Mike Deatherage
5204 S Thompson St # C720 W Sunset Ave
+14799271109+14797562208
Denver Little Insurance GroupSean Simons American National Insurance
5204 S Thompson St # C6801 Isaac’s Orchard Rd Ste 212
+14799271109+14797172009
Denver Little Insurance GroupSincere Insurance LLC
5204 S Thompson St # C402 W Allen Ave
+14799271109+14792750701
Denver Little Insurance GroupTaylor & Associates Insurance Services
5204 S Thompson St # C2964 W Huntsville Ave # C
+14799271109+14797514734

See how much you could save

Compare rates from 19 carriers in 60 seconds

Top Life Insurance Companies In Arkansas

For the residents of the great state of Arkansas, we at GetSure recommend three carriers: Transamerica, Aetna, and Mutual of Omaha.

Transamerica

“Immediate Solution” Whole Life Insurance
Policy TypeAvailable States
Whole LifeAll except NY
Policy TypeAge Range
Whole Life0 – 85 years
Policy TypeCoverage Range
Whole Life$1,000 – $50,000 (varies by age)
Policy TypePolicy Duration
Whole LifeLifelong
Policy TypeWaiting Period
Whole LifeNone
Policy TypeRate Lock
Whole LifeYes – rates never increase
Advantages
  • Very low prices
  • No medical exam
  • Flat, never-increasing premiums
  • No waiting period
Considerations
  • Underwriting has become stricter (e.g., no insulin)
  • Coverage limited to $25,000 for older applicants

Mutual of Omaha

“Living Promise” Whole Life Insurance
Policy TypeAvailable States
Whole LifeAll except NY
Policy TypeAge Range
Whole Life45 – 85 years
Policy TypeCoverage Range
Whole Life$2,000 – $50,000
Policy TypePolicy Duration
Whole LifeLifelong
Policy TypeWaiting Period
Whole LifeNone
Policy TypeRate Lock
Whole LifeYes – rates never increase
Advantages
  • Excellent customer service
  • No medical exam
  • Flat, never-increasing premiums
  • No waiting period
Considerations
  • Moderately strict underwriting

Aetna

“Protection Series” Whole Life Insurance
Policy TypeAvailable States
Whole LifeAll except AK, CA, DC, HI, MA, ME, MN, NY, ND, SD, WA
Policy TypeAge Range
Whole Life45 – 89 years
Policy TypeCoverage Range
Whole Life$2,000 – $50,000 (varies by age)
Policy TypePolicy Duration
Whole LifeLifelong
Policy TypeWaiting Period
Whole LifeNone
Policy TypeRate Lock
Whole LifeYes – rates never increase
Advantages
  • Lenient underwriting
  • Shortest application, industry-wide
  • Automated underwriting (approval potentially in minutes)
  • No medical exam
  • Flat, never-increasing premiums
Considerations
  • N/A

Rikin Shah

Rikin is the Founder & CEO of GetSure. He is a licensed life, accident & health insurance agent in all 50 states (plus D.C.) and has over 15 years of experience in the financial services industry. He has been featured in publications such as Forbes, USA Today, and U.S. News & World Report, among others. Rikin holds a B.S. in Applied Mathematics from Columbia University and an MBA from The Stanford Graduate School of Business. If you'd like to speak with Rikin to discuss your life insurance options or questions, don't hesitate to email him at hello [at] getsure.org.