Best Life Insurance In Hawaii

How Much Is A $10,000 Whole Life Policy In Hawaii?

The table below shows the rates by age of $10,000 of whole life insurance in Hawaii.

Age	Male	Male (Smoker)	Female	Female (Smoker)
20	$14.67	$17.38	$14.04	$15.72
25	$15.88	$18.16	$15.26	$16.91
30	$17.26	$19.60	$15.99	$18.95
35	$19.10	$22.04	$17.45	$20.92
40	$21.25	$24.97	$19.65	$23.32
45	$23.95	$29.17	$22.92	$27.73
50	$27.35	$33.68	$24.91	$32.23
55	$32.26	$39.77	$28.34	$36.67
60	$39.26	$47.06	$33.18	$42.56
65	$47.93	$57.76	$41.02	$50.81
70	$59.96	$71.63	$52.75	$60.66
75	$97.89	$133.19	$71.89	$95.01
80	$134.19	$182.15	$98.47	$135.24
85	$187.70	$258.44	$132.40	$192.57

Choose kindness.

You never know what battles people may be fighting.

Best Life Assurance In #VALUE!

Hilo, nestled on the northeastern shores of Hawaii’s Big Island, is a scenic gem that offers an enchanting mix of natural beauty and rich cultural heritage. Known for its lush rainforests, stunning waterfalls, and vibrant gardens, this tranquil city serves as a gateway to the wonders of Hawaii Volcanoes National Park. Hilo’s downtown area, with its historical buildings, unique shops, and local markets, exudes a charming old-world vibe, inviting visitors to immerse themselves in the island’s history and tradition. Its coastline, characterized by beautiful black sand beaches, provides an ideal setting for a variety of water activities. Whether it’s exploring the depths of its tropical landscapes or enjoying the warmth of its local community, Hilo guarantees an unforgettable Hawaiian experience.

#VALUE!

Best Coverage In

East Honolulu, nestled on the southeastern shore of Oahu, is a picturesque community known for its breathtaking coastal views, serene residential areas, and affluent neighborhoods. This Hawaiian gem boasts a blend of natural beauty, with its inviting sandy beaches, rugged cliffs, and lush green landscapes, making it a prime location for both outdoor adventures and tranquil living. From the popular Hanauma Bay, renowned for snorkeling, to the tranquil surroundings of Koko Head District Park, East Honolulu offers a unique blend of leisure activities. Its close proximity to Honolulu’s urban center provides residents and visitors with the best of both worlds: a peaceful, scenic retreat with easy access to city amenities and cultural attractions. Whether you’re seeking a quiet coastal escape or an active lifestyle in a prestigious community, East Honolulu embodies the essence of island living with a touch of luxury.

Choose kindness.

You never know what battles people may be fighting.

Best Policies In

Honolulu, the vibrant capital of Hawaii, is a breathtaking blend of natural beauty and modern allure. Nestled on the island of Oahu, it’s a city where pristine white-sand beaches meet towering skyscrapers, and where local traditions and cosmopolitan living merge seamlessly. Home to the iconic Waikiki Beach and the historic Pearl Harbor, Honolulu is a hub of culture, history, and endless adventure. From indulging in world-class cuisine and exploring lush rainforests to soaking up the rich heritage and vibrant arts scene, Honolulu offers an unparalleled fusion of experiences. Whether you’re seeking relaxation or adventure, this Pacific paradise promises unforgettable moments under the sun.

Best Life Cover In

Waipahu is a vibrant city located in the Ewa District of Oahu, in the beautiful state of Hawaii. Known for its rich history as a sugar plantation town, Waipahu now blends its historical roots with modern-day living. This city is home to a diverse community that enjoys a variety of recreational activities, local shopping, and dining experiences, including authentic Hawaiian and multi-ethnic cuisines. The Waipahu Cultural Garden Park serves as a green oasis and a nod to the area’s past, offering residents and visitors alike a glimpse into the plantation days through its restored plantation village. With its convenient location, just a short drive from Honolulu and the stunning beaches of Oahu, Waipahu offers a unique mix of cultural heritage, community spirit, and natural beauty, making it a cherished spot for both locals and tourists.

Best Life Insurance In

Certainly! But it seems you forgot to mention which city you’d like a description of. Could you please provide the name of the city?

Choose kindness.

You never know what battles people may be fighting.

Top Life Insurance Companies In Hawaii

For the residents of the great state of Hawaii, we at GetSure recommend three carriers: Transamerica, Aetna, and Mutual of Omaha.

Transamerica

“Immediate Solution” Whole Life Insurance

Policy Type	Whole Life
States	All except NY
Ages	0 – 85
Coverage	$1,000 – $50,000 (varies by age)
Duration	Lifelong
Waiting Period	No
Rate Lock	Yes

Click for Brochure

Very low prices
No medical exam
Flat, never-increasing premiums
No waiting period

Underwriting has become stricter (e.g., no insulin)
Coverage limited to $25,000 for older applicants

What’s My Rate?

Approved Conditions

ADHD
Addisons Disease
Anxiety Disorder
Artery Disease
Arthritis (Psoriatic)
Arthritis (Rheumatoid)
Asthma (Chronic)
Asthma (Mild)
Atrial Fibrillation
Autism (High Functioning)
Autism (Severe)
Barlows Syndrome
Bladder Pain (Chronic)
Blood Clot
Blood Disorder
Bone Marrow Transplant
Brain Tumor (Removed; Benign)
Bronchitis (Acute)
COVID-19
CPAP Use (w/o Oxygen)
Cancer (Skin)
Cardioversion Treatment
Cerebral Palsy
Chronic Cough
Chronic Pancreatitis
Circulatory Disease
Claudication
Clogged Arteries
Coronary Artery Disease
Crohns Disease
Declined for Life Insurance
Depression
Diabetes (No Insulin)
Diabetes (With Insulin)
Disability
Encephalopathy
Enlarged Heart
Enlarged Prostate
Epilepsy
Felony
Fibromyalgia
Glaucoma
Gout
Guillain-Barre Syndrome
Hashimotos Disease
Heart Arrhythmia
Heart Blockage
Heart Catheterization
Heart Disease
Heart Murmur (Functional)
Heart Murmur (Innocent)
Hemophilia
High Blood Pressure
High Cholesterol
Irregular Heartbeat
Irritable Bowel Syn.
Kidney Stones
Low Blood Pressure
Lupus (Non-Systemic)
Lyme Disease
Malaria
Memory Loss
Mitral Valve Prolapse
Multiple Sclerosis (MS)
Muscular Dystrophy
Myasthenia Gravis
Narcolepsy
Neuropathy (Non-Diabetic)
Osteoarthritis
Osteoporosis
PAD
PTSD
PVD
Pagets Disease of the Bone
Pain (Chronic)
Pancreatic Insufficiency
Panic Disorder
Parole / Probation
Pernicious Anemia
Pneumonia
Pulmonary Embolism
Pulmonary Sarcoidosis
Respiratory Failure
Restless Leg Syndrome
Scleroderma
Seizures
Sepsis
Shingles
Sjogrens Syndrome
Sleep Apnea (No Oxygen)
Spina Bifida
Spinal Stenosis
Stem Cell Transplant
Suicide Attempt
Thrombocythemia
Thrombocytopenia
Thrombosis (Blood Clots)
Thyroid Disorders
Tourettes
Ulcer
Ulcerative Colitis
Unexplained Weight Loss (> 10 lbs)
Vertigo
Wegeners Granulomatosis
Wet Macular Degeneration
Wolff-Park. Syndrome

Declined Conditions

ADL Assistance Required
Alcohol / Drug Abuse
Aneurysm (Corrected)
Aneurysm (Not Corrected)
Angina
Angioplasty
Assisted Living Facility
Awaiting Surgery
Awaiting Test Results
Bedridden
Brain Tumor (Not Removed; Benign)
CHF
CPAP Use (w/Oxygen)
Cancer (Not Skin)
Cardiac Ablation
Cardiomyopathy
Circulatory Surgery
Coronary Artery Bypass
DUI / DWI
Defibrillator
Diabetic Coma
Gastric Bypass
Heart Attack
Heart Surgery
Heart Valve Surgery
Hemorrhagic Stroke
Hodgkins Lymphoma
Home Health Care
Hospitalization
Huntingtons Disease
Hypertrophic Cardiomyopathy
Insulin Shock
Intracerebral Hemorrhage
Lap Band Surgery
Leukemia
Liver Disease
Liver Disorder
Melanoma
Multiple Myeloma
Myocarditis
Nephropathy
Neuropathy
Non-Hodgkins Lymphoma
Nursing Home
Organ Transplant (Completed)
Oxygen (Non-Continuous)
Oxygen (Sleep Apnea Use Only)
Oxygen Use (Continuous)
Pacemaker
Paralysis
Paraplegia
Pending Hospitalization
Pending Surgery
Quadriplegia
Retinopathy
Sleep Apnea (w/Oxygen)
Stent Placement
Stroke / TIA
Watchman Implant
Wheelchair (Confined)
Wheelchair (Not Confined)

Mutual of Omaha

“Living Promise” Whole Life Insurance

Policy Type	Whole Life
States	All except NY
Ages	45 – 85
Coverage	$2,000 – $50,000
Duration	Lifelong
Waiting Period	No
Rate Lock	Yes

Click for Brochure

Excellent customer service
No medical exam
Flat, never-increasing premiums
No waiting period

Moderately strict underwriting

What’s My Rate?

Approved Conditions

ADHD
Addisons Disease
Anxiety Disorder
Artery Disease
Arthritis (Psoriatic)
Arthritis (Rheumatoid)
Asthma (Chronic)
Asthma (Mild)
Atrial Fibrillation
Autism (High Functioning)
Autism (Severe)
Barlows Syndrome
Bladder Pain (Chronic)
Blood Clot
Blood Disorder
Bone Marrow Transplant
Brain Tumor (Removed; Benign)
Bronchitis (Acute)
COVID-19
CPAP Use (w/o Oxygen)
Cancer (Skin)
Cardioversion Treatment
Cerebral Palsy
Chronic Cough
Chronic Pancreatitis
Circulatory Disease
Claudication
Clogged Arteries
Coronary Artery Disease
Crohns Disease
Declined for Life Insurance
Depression
Diabetes (No Insulin)
Diabetes (With Insulin)
Disability
Encephalopathy
Enlarged Heart
Enlarged Prostate
Epilepsy
Felony
Fibromyalgia
Glaucoma
Gout
Guillain-Barre Syndrome
Hashimotos Disease
Heart Arrhythmia
Heart Blockage
Heart Catheterization
Heart Disease
Heart Murmur (Functional)
Heart Murmur (Innocent)
Hemophilia
High Blood Pressure
High Cholesterol
Irregular Heartbeat
Irritable Bowel Syn.
Kidney Stones
Low Blood Pressure
Lupus (Non-Systemic)
Lyme Disease
Malaria
Memory Loss
Mitral Valve Prolapse
Multiple Sclerosis (MS)
Muscular Dystrophy
Myasthenia Gravis
Narcolepsy
Neuropathy (Non-Diabetic)
Osteoarthritis
Osteoporosis
PAD
PTSD
PVD
Pagets Disease of the Bone
Pain (Chronic)
Pancreatic Insufficiency
Panic Disorder
Parole / Probation
Pernicious Anemia
Pneumonia
Pulmonary Embolism
Pulmonary Sarcoidosis
Respiratory Failure
Restless Leg Syndrome
Scleroderma
Seizures
Sepsis
Shingles
Sjogrens Syndrome
Sleep Apnea (No Oxygen)
Spina Bifida
Spinal Stenosis
Stem Cell Transplant
Suicide Attempt
Thrombocythemia
Thrombocytopenia
Thrombosis (Blood Clots)
Thyroid Disorders
Tourettes
Ulcer
Ulcerative Colitis
Unexplained Weight Loss (> 10 lbs)
Vertigo
Wegeners Granulomatosis
Wet Macular Degeneration
Wolff-Park. Syndrome

Declined Conditions

ADL Assistance Required
Alcohol / Drug Abuse
Aneurysm (Corrected)
Aneurysm (Not Corrected)
Angina
Angioplasty
Assisted Living Facility
Awaiting Surgery
Awaiting Test Results
Bedridden
Brain Tumor (Not Removed; Benign)
CHF
CPAP Use (w/Oxygen)
Cancer (Not Skin)
Cardiac Ablation
Cardiomyopathy
Circulatory Surgery
Coronary Artery Bypass
DUI / DWI
Defibrillator
Diabetic Coma
Gastric Bypass
Heart Attack
Heart Surgery
Heart Valve Surgery
Hemorrhagic Stroke
Hodgkins Lymphoma
Home Health Care
Hospitalization
Huntingtons Disease
Hypertrophic Cardiomyopathy
Insulin Shock
Intracerebral Hemorrhage
Lap Band Surgery
Leukemia
Liver Disease
Liver Disorder
Melanoma
Multiple Myeloma
Myocarditis
Nephropathy
Neuropathy
Non-Hodgkins Lymphoma
Nursing Home
Organ Transplant (Completed)
Oxygen (Non-Continuous)
Oxygen (Sleep Apnea Use Only)
Oxygen Use (Continuous)
Pacemaker
Paralysis
Paraplegia
Pending Hospitalization
Pending Surgery
Quadriplegia
Retinopathy
Sleep Apnea (w/Oxygen)
Stent Placement
Stroke / TIA
Watchman Implant
Wheelchair (Confined)
Wheelchair (Not Confined)

Aetna

“Protection Series” Whole Life Insurance

Policy Type	Whole Life
States	All except AK, CA, DC, HI, MA, ME, MN, NY, ND, SD, WA
Ages	45 – 89
Coverage	$2,000 – $50,000 (varies by age)
Duration	Lifelong
Waiting Period	No
Rate Lock	Yes

Click for Brochure

Lenient underwriting
Shortest application, industry-wide
Automated underwriting (approval potentially in minutes)
No medical exam
Flat, never-increasing premiums

N/A

What’s My Rate?

Approved Conditions

ADHD
Addisons Disease
Anxiety Disorder
Artery Disease
Arthritis (Psoriatic)
Arthritis (Rheumatoid)
Asthma (Chronic)
Asthma (Mild)
Atrial Fibrillation
Autism (High Functioning)
Autism (Severe)
Barlows Syndrome
Bladder Pain (Chronic)
Blood Clot
Blood Disorder
Bone Marrow Transplant
Brain Tumor (Removed; Benign)
Bronchitis (Acute)
COVID-19
CPAP Use (w/o Oxygen)
Cancer (Skin)
Cardioversion Treatment
Cerebral Palsy
Chronic Cough
Chronic Pancreatitis
Circulatory Disease
Claudication
Clogged Arteries
Coronary Artery Disease
Crohns Disease
Declined for Life Insurance
Depression
Diabetes (No Insulin)
Diabetes (With Insulin)
Disability
Encephalopathy
Enlarged Heart
Enlarged Prostate
Epilepsy
Felony
Fibromyalgia
Glaucoma
Gout
Guillain-Barre Syndrome
Hashimotos Disease
Heart Arrhythmia
Heart Blockage
Heart Catheterization
Heart Disease
Heart Murmur (Functional)
Heart Murmur (Innocent)
Hemophilia
High Blood Pressure
High Cholesterol
Irregular Heartbeat
Irritable Bowel Syn.
Kidney Stones
Low Blood Pressure
Lupus (Non-Systemic)
Lyme Disease
Malaria
Memory Loss
Mitral Valve Prolapse
Multiple Sclerosis (MS)
Muscular Dystrophy
Myasthenia Gravis
Narcolepsy
Neuropathy (Non-Diabetic)
Osteoarthritis
Osteoporosis
PAD
PTSD
PVD
Pagets Disease of the Bone
Pain (Chronic)
Pancreatic Insufficiency
Panic Disorder
Parole / Probation
Pernicious Anemia
Pneumonia
Pulmonary Embolism
Pulmonary Sarcoidosis
Respiratory Failure
Restless Leg Syndrome
Scleroderma
Seizures
Sepsis
Shingles
Sjogrens Syndrome
Sleep Apnea (No Oxygen)
Spina Bifida
Spinal Stenosis
Stem Cell Transplant
Suicide Attempt
Thrombocythemia
Thrombocytopenia
Thrombosis (Blood Clots)
Thyroid Disorders
Tourettes
Ulcer
Ulcerative Colitis
Unexplained Weight Loss (> 10 lbs)
Vertigo
Wegeners Granulomatosis
Wet Macular Degeneration
Wolff-Park. Syndrome

Declined Conditions

ADL Assistance Required
Alcohol / Drug Abuse
Aneurysm (Corrected)
Aneurysm (Not Corrected)
Angina
Angioplasty
Assisted Living Facility
Awaiting Surgery
Awaiting Test Results
Bedridden
Brain Tumor (Not Removed; Benign)
CHF
CPAP Use (w/Oxygen)
Cancer (Not Skin)
Cardiac Ablation
Cardiomyopathy
Circulatory Surgery
Coronary Artery Bypass
DUI / DWI
Defibrillator
Diabetic Coma
Gastric Bypass
Heart Attack
Heart Surgery
Heart Valve Surgery
Hemorrhagic Stroke
Hodgkins Lymphoma
Home Health Care
Hospitalization
Huntingtons Disease
Hypertrophic Cardiomyopathy
Insulin Shock
Intracerebral Hemorrhage
Lap Band Surgery
Leukemia
Liver Disease
Liver Disorder
Melanoma
Multiple Myeloma
Myocarditis
Nephropathy
Neuropathy
Non-Hodgkins Lymphoma
Nursing Home
Organ Transplant (Completed)
Oxygen (Non-Continuous)
Oxygen (Sleep Apnea Use Only)
Oxygen Use (Continuous)
Pacemaker
Paralysis
Paraplegia
Pending Hospitalization
Pending Surgery
Quadriplegia
Retinopathy
Sleep Apnea (w/Oxygen)
Stent Placement
Stroke / TIA
Watchman Implant
Wheelchair (Confined)
Wheelchair (Not Confined)