FAQ
Before you decide.
For people close to moving money, but not ready to trust a renewal notice, a top-rate list, or a sales pitch.
What decisions fit?
Use it when you are choosing what to do with fixed-rate savings: renew a CD, close a CD early, keep IRA cash liquid, lock a rate, compare two offers, or weigh a CD against a fixed annuity.
Why do you check fit before payment?
Not every decision needs a paid review. Some need tax or legal advice. Some are too open-ended. We tell you first.
What will it help me see?
The tradeoff: extra interest versus liquidity, paying a CD penalty versus waiting, a higher rate versus a less familiar company, or whether the bank renewal is good enough.
Is this telling me to buy something?
No. It is decision support. We show the facts, math, real paths, and tradeoffs so you can decide. If you later ask GetSure to help place money, we disclose compensation before money moves.
What do I get back?
A written Verdict for one decision. It names the current option, compares real paths, shows dollar differences when useful, and explains the tradeoffs in plain English.
Is this just rate shopping?
No. Rate matters, but it is not the whole choice. We also look at term, liquidity, CD penalty math, account type, company strength, and whether the extra rate is worth the tradeoff.
How do you compare CDs and fixed annuities?
Bank CDs have FDIC insurance. Fixed annuities have state guaranty association protection up to the applicable state cap from one insurer. If the cap matters for sizing, we state the exact dollar amount in plain English.
I already own a policy. Can you look at that, too?
Yes. We also write Verdicts on existing policies — whole life, universal life, annuities you already own. Same format, same one-business-day turnaround.
Tell us about your existing policy →
What if I still feel stuck after I read it?
Tell us what is still unclear. If the Verdict did not help you decide, we refund the $97. No hassle, no time limit.
