CD maturing?
You can find better rates.
You can make a few extra bucks with a Sentinel or an American Gulf (and we would too). But at GetSure, we've chosen to say "no thank you". If it were our life savings, we would put it with a MassMutual of Mutual of Omaha. And that's exactly the advice we give our customers.
Athene
Corebridge (AIG)
Lincoln Financial
MassMutual
Mutual of Omaha
Nationwide
New York Life
North American
Protective
Pruco Life
Savings Decision Engine
Answer 5 questions to compare current fixed-rate options.
What amount should we compare?
Enter the approximate amount and state of residence. Availability and protection limits vary by state.
What term length should we compare?
Use the longest term you would seriously consider. Longer guarantees often quote higher rates.
Is this retirement money?
This mostly affects paperwork and tax handling later. If the money is in regular savings, a CD, or a brokerage account, choose No.
Could you need part of this money before the term ends?
This is about flexibility, not emergencies. Some options allow limited withdrawals; others pay more for locking up longer.
Are you only comfortable with bank/CD protection?
Bank CDs and insurance-company contracts are protected differently. Tell us whether to keep the example bank-only or include strong insurers too.
Educational only — not a recommendation to buy.
Important disclosures
Educational only — not a recommendation to buy. This page shows example output, not an application, order, or binding recommendation. The tool uses the inputs you choose and live-rate data from our feed to paint one possible layout a licensed agent might discuss with someone in a loosely similar situation. Your real facts almost always differ; before moving money, an agent should confirm availability, limits, carrier strength, surrender terms, and tax fit.
How GetSure gets paid. GetSure Insurance Agency (operated by Algoli LLC) is a licensed insurance producer in all 50 states. We are not a bank, broker-dealer, or registered investment adviser, and we do not custody assets. This page is educational only. If a customer later asks GetSure to help place funds through a CD platform or an insurance-company product, GetSure may receive a referral fee or carrier commission. Any placement compensation is disclosed in writing before funds are moved. Full breakdown at How We Get Paid.
FDIC and state guaranty coverage are not the same. Bank CDs are deposit products and may be FDIC-insured up to per-depositor, per-bank limits set by the FDIC; verify current coverage at fdic.gov. Fixed annuities are insurance contracts issued by carriers; they are NOT FDIC-insured. They are obligations of the issuing carrier and, in the event of carrier insolvency, may be backed by the applicable state guaranty association up to that state’s coverage limits. Limits and conditions vary by state and product type. Surrender charges, market-value adjustments, and other restrictions are disclosed in the carrier’s contract.