Term Life Insurance Rates for 28-Year-Olds

20-Year Term Life Insurance Cost (Men; Age 28)

The table above shows the monthly rate for a 20-year term life insurance policy for men age 28. It breaks down the rates based on the amount of coverage and the company that provides the policy

Mutual of Omaha offers policies with $25,000, $50,000, and $100,000 coverage, at the respective monthly rates of $9, $13, and $19. Prosperity Life offers $250,000 coverage at $37 monthly.

30-Year Term Life Rates (Male; Age 28)

The table above shows term life rates for male non-smokers aged 28. It lists a range of coverage options from $25,000 up to $250,000

Mutual of Omaha provides coverage of $25,000 and $50,000, with a monthly rate of $10 and $15 respectively. For $100,000 and $250,000 coverage, Prosperity Life Insurance offers a rate of $24 and $49 per month respectively.

20-Year Life Insurance Pricing (Male Tobacco; Age 28)

The table above reflects the current rate of a 20-year life insurance policy for a 28-year-old male smoker. The policies are offered by Mutual of Omaha, Foresters, and Americo and the covered amounts range from $25,000 to $250,000

The rates range from $13 a month to $71 a month, depending on the company and the coverage amount.

30-Year Term Rates (Male Smokers; Age 28)

This table shows the monthly life insurance rates for male smokers aged 28 who are seeking a 30-year term life insurance policy. The coverage amounts available range from $25,000 to $250,000 and three companies are providing quotes: Mutual of Omaha, Foresters, and Americo

The rates range from $15 to $96 per month, with the highest rate being offered by Americo for a $250,000 policy.

20-Year Term Premiums (Women; Age 28)

The table above displays 20-year term premiums for women age 28 who are non-smokers. It includes information regarding coverage amount, company name, and premiums

Specific data points include Mutual of Omaha providing $25,000 coverage for $9 a month, Prosperity Life providing $50,000 coverage for $12 a month, Prosperity Life providing $100,000 coverage for $17 a month, and Prosperity Life providing $250,000 coverage for $31 a month.

30-Year Term Policies (Women; Age 28)

This table shows the 30-year term life insurance policy rates for a 28-year-old woman who does not smoke. The policies range from offering $25,000 in coverage to $250,000 in coverage, depending on the company

Mutual of Omaha offers a policy for a $25,000 coverage at a rate of $10 per month, while Prosperity Life offers a $250,000 coverage policy at a rate of $39 per month. For the increments in between, coverage can also be found with Prosperity Life.

20-Year Term Monthly Premiums (Women Smokers; Age 28)

This table reflects the monthly premiums for women smokers aged 28 for a 20-year term life insurance policy. The coverage amounts range from $25,000 to $250,000, with Mutual of Omaha offering the lowest rate at $12/month for a $25,000 coverage and Foresters offering the highest rate at $64/month for $250,000 coverage

Foresters offers $17/month for $50,000 coverage and $29/month for $100,000 coverage.

30-Year Term Insurance Quotes (Female Smokers; Age 28)

The table above shows the rates for a 30-year term life insurance policy for a female, 28-year-old smoker. The coverage amount varies from $25,000 to $250,000, and the rates are offered by Mutual of Omaha, Foresters and American Amicable

For a $25,000 coverage the monthly rate is $14, while for $50,000 coverage it is $21. The rate increases to $38 for $100,000 coverage and $83 for $250,000 coverage.