Term Life Insurance Rates for 30-Year-Olds

20-Year Term Life Insurance Cost (Men; Age 30)

The table above demonstrates the cost of 20-year term life insurance policies for men at age 30. Four policies from two different companies, Mutual of Omaha and Prosperity Life, are listed for coverage ranging from $25,000 to $250,000

The monthly rate for a $25,000 policy with Mutual of Omaha is $10 and the monthly rate for a $250,000 policy with Prosperity Life is $38. All policies in the table are for non-smoking males.

30-Year Term Life Rates (Male; Age 30)

This table shows rates for 30-year term life insurance policies for a male aged 30. The policies are being offered by Mutual of Omaha and Prosperity Life, and the coverage amounts range from $25,000 to $250,000

The monthly rates range from $11 to $52 depending on the insurance company and coverage amount selected.

20-Year Life Insurance Pricing (Male Tobacco; Age 30)

The table shows the life insurance pricing for a male aged 30 years who is a tobacco user. The companies included are Mutual of Omaha, Foresters and Americo

The pricing is for a policy with a 20 year term. The coverage amounts range from $25,000 to $250,000. Mutual of Omaha has a rate of $13 per month for a policy with $25,000 coverage

Foresters has a rate of $21 per month for a policy with $50,000 coverage. Americo has a rate of $35 per month for a policy with $100,000 coverage and a rate of $77 per month for a policy with $250,000 coverage.

30-Year Term Rates (Male Smokers; Age 30)

This table shows the 30-year term rates for male smokers aged 30. There are 4 different companies listed, Mutual of Omaha, Foresters, and Americo, with coverage amounts of $25,000, $50,000, $100,000, and $250,000 respectively

The monthly rates for these coverage amounts range from $16 to $106. It is important to note that the rates are differentiated between the companies and the coverage amounts.

20-Year Term Premiums (Women; Age 30)

The table above shows 20-year term life insurance premiums for a woman aged 30 and who is a non-smoker. Mutual of Omaha offers a coverage of $25,000 at a monthly rate of $9 whilst Prosperity Life offers coverages of $50,000, $100,000 and $250,000 at respective monthly rates of $12, $17 and $32.

30-Year Term Policies (Women; Age 30)

The table shows rates for 30-year term life insurance policies for women aged 30 who do not smoke. The policies range from $25,000 to $250,000 of coverage and have a monthly rate that varies from $11 to $41, depending on the company and coverage amount

Mutual of Omaha offers $25,000 of coverage for $11 a month, while Prosperity Life offers $50,000 of coverage for $14 a month and $100,000 of coverage for $21 a month, and $250,000 of coverage for $41 a month.

20-Year Term Monthly Premiums (Women Smokers; Age 30)

The table above displays four monthly premiums from two different companies—Mutual of Omaha and Foresters—for women smokers, ages 30, seeking 20-year terms. The four coverage amounts, from $25,000 to $250,000, respectively have monthly rates of $13, $18, $32, and $71.

30-Year Term Insurance Quotes (Female Smokers; Age 30)

The table above lists 30-Year Term Insurance Quotes for female smokers aged 30. These quotes were obtained from Mutual of Omaha, Foresters, and Prosperity Life

The coverage amounts offered range from $25,000 to $250,000 with corresponding monthly rates of $16, $23, $40, and $89, respectively. Further details such as plan type, riders, and discounts may be necessary to make an informed decision.