Term Life Insurance Rates for 44-Year-Olds

20-Year Term Life Insurance Cost (Men; Age 44)

This table provides the cost of 20-Year Term Life Insurance for a 44-year old male. For each company that offers coverage, there is a different rate depending on the coverage amount

Mutual of Omaha provides $25,000 in coverage for $17 monthly, Prosperity Life provides $50,000 in coverage for $21 monthly, $100,000 in coverage for $36 monthly and $250,000 in coverage for $79 monthly.

30-Year Term Life Rates (Male; Age 44)

The table above shows 30-year term life insurance rates for a 44 year-old male, who is not a smoker. Mutual of Omaha offers a rate of $21 per month for a $25,000 coverage and American Amicable offers rates of $29, $51 and $115 per month for life insurance coverage of $50,000, $100,000 and $250,000 respectively.

20-Year Life Insurance Pricing (Male Tobacco; Age 44)

The table above shows the 20-year life insurance policies that are available to a 44-year old male who smokes from four different providers. The coverage amounts range from $25,000 to $250,000, and the corresponding monthly rates range from $28 to $214

Mutual of Omaha has the lowest rate for a $25,000 policy at $28 per month, while Prosperity Life has the highest rate for a $250,000 policy at $214 per month. Foresters offers both a $50,000 and $100,000 policy, with respective monthly rates of $48 and $90.

30-Year Term Rates (Male Smokers; Age 44)

This table lists the term life insurance rates for 30-year-olds, male smokers. Specifically, it lists the rates for a 44 year-old man from two different companies; Mutual of Omaha and Foresters

For coverage amounts of $25,000, $50,000, $100,000, and $250,000, the monthly rate from Mutual of Omaha is $37, $56, $106, and $258 respectively. The monthly rate from Foresters for that same coverage amounts is also $56, $106, and $258 respectively. With the higher coverage amount requested, the monthly rate tends to be higher.

20-Year Term Premiums (Women; Age 44)

The table above lists premium rates for a 20-year term life insurance policy for a 44-year-old woman who is a non-smoker. The rates vary by insurance company and coverage amount, with Mutual of Omaha offering $25,000 of coverage at a rate of $16/month and Prosperity Life offering coverage amounts of $50,000, $100,000, and $250,000 at rates of $18, $28, and $60/month respectively.

30-Year Term Policies (Women; Age 44)

The table above shows the monthly premiums for 30-year term life insurance policies for 44-year-old women who don't smoke. Mutual of Omaha offers a policy for $25,000 of coverage with a monthly rate of $20 and American Amicable offers coverage amounts of $50,000, $100,000, and $250,000 with the respective monthly rates of $21, $37, and $81.

20-Year Term Monthly Premiums (Women Smokers; Age 44)

The rates listed in the table indicate that a 44-year-old female smoker can purchase a 20-year term life insurance policy with coverage levels up to $250,000 from Mutual of Omaha and Prosperity Life. The least expensive option is a $25,000 policy from Mutual of Omaha at a monthly rate of $27

A $50,000 policy from Prosperity Life would cost $39 per month, while a $100,000 policy from Prosperity Life would cost $70 per month, and a $250,000 policy would be $165 per month.

30-Year Term Insurance Quotes (Female Smokers; Age 44)

The table above provides fees for 30-year term life insurance quotes for female smokers aged 44. The coverage amounts range from $25,000 to $250,000

Mutual of Omaha offers $35/month for $25,000 in coverage, American Amicable offers $49/month for $50,000 in coverage, American Amicable offers $91/month for $100,000 in coverage, and American Amicable offers $215/month for $250,000 in coverage.