Term Life Insurance Rates for 57-Year-Olds

20-Year Term Life Insurance Cost (Men; Age 57)

This table shows the costs of 20-year term life insurance policies for male applicants at the age of 57. All applicants in the table are non-smokers and premiums are listed by company

Overall, participants can find life insurance policies for as little as $41 a month for a coverage of $25,000 and a maximum of $233 a month for a coverage of $250,000. The largest coverage for a non-smokers is $100,000.

30-Year Term Life Rates (Male; Age 57)

The table above provides an overview of the monthly cost of term life insurance for a male age 57 with a 30-year term policy. All the scenarios detailed in the table are for non-smoking individuals, and the provider is Americo. For a coverage amount of $25,000, the monthly rate is $56

The monthly rate would more than double ($105) to $50,000 in coverage. If a policyholder were to take out $100,000 in coverage, the monthly rate would jump to $203, and for coverage of $250,000, the monthly rate would be $495.

20-Year Life Insurance Pricing (Male Tobacco; Age 57)

According to the table, a 57-year-old man who smokes and is looking for 20-year term life insurance would expect to pay different amounts depending on the coverage. At $25,000 of coverage, Americo charges $68 per month, Foresters charges $123 per month, and Prosperity Life charges $239 per month

At $50,000 of coverage, Foresters charges $123 per month. At $100,000 of coverage, Prosperity Life charges $239 per month. At $250,000 of coverage, Prosperity Life charges $586 per month.

30-Year Term Rates (Male Smokers; Age 57)

The table above shows rates for a 30-year term life insurance policy for a 57-year-old male smoker from Americo. The coverage ranges from $25,000 to $250,000, and the corresponding monthly rates are $96, $185, $363, and $896, respectively

Generally, the more coverage a policyholder purchases and the higher their age, the higher the rate. As seen here, the rate for a 57-year-old male smoker goes from $96/month for $25,000 in coverage, to $896/month for $250,000 in coverage.

20-Year Term Premiums (Women; Age 57)

Based on the table, the cost of 20-year term life insurance for women age 57, who do not smoke, varies depending on the coverage amount. For example, those seeking $ 25,000 in coverage from Mutual of Omaha can expect to pay a monthly rate of $39, whereas $100,000 in coverage from American Amicable costs $63, and $250,000 of coverage costs $142 a month

The table also shows that American Amicable offers the lowest rates across all coverage amounts, ranging from $35 for $50,000 of coverage to $142 for $250,000 of coverage. The highest rate is $39 for $25,000 of coverage from Mutual of Omaha. The cost of 20-year term life insurance for women at the age of 57 with no smoking habit increases as the coverage amount increases.

30-Year Term Policies (Women; Age 57)

The table above provides an overview of term life insurance coverage for a 57-year-old woman, provided by the company Americo. The term life insurance policy options vary in coverage, from a low of $25,000 to a high of $250,000

As is typically the case with life insurance, the cost of an insurance policy increases with higher coverage. Consequently, the monthly rate for a 30-year term policy with $25,000 coverage comes in at $56, while the same policy with $250,000 coverage costs $495.

20-Year Term Monthly Premiums (Women Smokers; Age 57)

According to the table, term life insurance for a 57-year-old female smoker can vary greatly depending on the company and coverage amount. American Amicable is the most expensive choice among the options, with a monthly rate of $391 for a 20-year, $250,000 coverage

Mutual of Omaha is the cheapest option, with a rate of $66 for a 20-year, $25,000 coverage. For $50,000 coverage, American Amicable offers a monthly rate of $87, and for $100,000 coverage, the rate is $168. All plans, regardless of company and coverage amount, offer a term of 20 years.

30-Year Term Insurance Quotes (Female Smokers; Age 57)

This table illustrates the cost of 30-year term life insurance for a 57-year-old female smoker. Specifically, it provides cost information for insurance policies of coverage options of $25,000, $50,000, $100,000 and $250,000

The insurer, Americo, provides all the premiums indicated in the table and the monthly rate increases proportionally with the coverage amount. For a 57-year-old female smoker, the monthly rate of a $25,000 policy would be $96. The monthly rate of a $50,000 policy would be $185, a $100,000 policy would cost $363 per month, and the monthly rate of a $250,000 policy would be $896

These rates represent the cost of term life insurance with Americo and could provide valuable protection for a family in the event of the policy holder's untimely death.