We request your policy’s current numbers straight from your carrier, then explain what they mean — the cash value today, what each premium dollar now buys, and how long it really lasts.
Free until July 2026 · then $97/policy.
As featured in
What you get
Policy X-Ray is a free written report. We request a current policy projection — called an in-force illustration — directly from your insurance company, then translate what it means in plain English.
“We do it for free because we want you to see the quality of our work — it brings customers to us in a way marketing never could.
And if you don’t need anything from us after reading it, take your report and call it a day. Either way, you’re not going to receive a single call or follow-up from us.”
The process
You sign an authorization
~1 min
We get your updated docs
5–15 days
We write your report
2–3 days
Free until July 2026 · then $97/policy.
Common questions
The questions people ask before they request a Policy X-Ray.
Most U.S. life insurance policies, including term, whole life, universal life, indexed UL, and variable UL, plus many annuity and long-term care statements. Age is not a problem — carriers retain in-force projections for the life of the policy, and 20+ year-old policies are often where the X-Ray uncovers the most.
Not unless you ask. Requesting a report doesn't add you to any call list. The only outreach you'll receive is a single email confirming your report is ready. If you want to talk to a licensed analyst, you initiate that — we do not.
Two phases. After you sign the authorization, your carrier typically returns the in-force illustration in 5 to 15 business days. We write your Policy X-Ray in another 2 to 3 business days. You’ll get an email the moment it’s ready — no checking back.
We follow up persistently. Most carriers respond within the standard window. If yours refuses or stalls beyond reasonable follow-up, we’ll tell you exactly why and what to request directly. You’re never stuck — the authorization is limited to this single request and expires on its own.
Yes. Every policy we review gets a written Policy X-Ray, regardless of what we find. If your policy is performing the way it should be, the report says exactly that, and we’re done. The point isn’t to find something wrong — it’s to tell you the truth about what you own.
The projection we receive from your carrier, along with anything you choose to share, is stored encrypted and accessible only by you and authorized GetSure personnel. We will never sell or share it. Click Delete my data in the report and it is gone within 24 hours.
Before you keep paying
Free until July 2026 · then $97/policy.
