CD & fixed annuity decisions
Most Tuesdays we email the CD and fixed-annuity snapshots worth reviewing that week, plus short plain English context—free.
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Layout preview
Each send lists current CD and fixed-annuity leaders from our refreshed data, who moved rates, and one short takeaway you can read on your timeline not on a salesperson’s clock.
A weekly read on where guaranteed savings rates are highest.
Illustrative layout only. The percentages and issuer names below are placeholders. Each issue lists live quotes from our data as of send day.
CDs
FDIC-insured
Live top APY
by term in each issue
Fixed annuities
Carrier-backed
Live top rate
by guarantee in each issue
Part 1
Certificates of Deposit
Rate Changes
Sample summary line (live send shows real counts).
| Issuer | Term | Rate | Δ |
|---|---|---|---|
| Hypothetical Bank A | 5 years | — | — |
| Hypothetical Bank B | 1 year | — | — |
From the founder
You can’t tell in advance who will call you ten times a day for a month, from rotating ‘local’ numbers. We get why people dread that.
Insurance skews heavily toward whoever is on the phone. Writing flattens some of that: you read at your pace, check the math with someone you trust, and spot what is left unsaid.
The Rate Scoop is our wager that useful, honest summaries earn more trust than a hard pitch ever would.

Rikin Shah, Co-Founder Rikin co-founded GetSure with his wife Martha in 2020. He spent nearly two decades on the institutional side of insurance (JPMorgan, Stone Point Capital) before building the firm he’d want to hire if it were his own money.
Every decision deserves a second reading, a spouse to talk it through with, and a night to sleep on. We answer in writing so you have all three.
Our contracted carrier panel spans dozens of life insurers nationwide so suggestions don’t default to whoever paid for the cheapest lead.
We’re licensed broadly across the states so geography doesn’t dictate who gets help. Verified your way: NIPR license lookup →










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