Savings Library
Browse every GetSure guide and tool for fixed-rate savings — annuity basics, taxes and RMDs, FDIC vs guaranty, withdrawals and MVA, funding and 1035 exchanges, CD calculators, annuity tools, ratings, and limits.
Guaranteed income
Income for life (SPIA)
Turn a lump sum into a paycheck that lasts as long as you do. See your number, then learn how a single-premium immediate annuity works, how it’s taxed, and when it beats the alternatives.
See your income
The guaranteed monthly check your savings could buy for life.
How a SPIA works
Lump sum in, a paycheck for life out — and why it can out-pay a CD.
SPIA payout options
Life-only, cash refund, joint survivor, period certain.
How SPIA income is taxed
The exclusion ratio — why only part of each check is taxed.
SPIA vs. MYGA
Grow the money, or turn it into a paycheck.
SPIA vs. a bond ladder
Guaranteed income vs. managing the drawdown yourself.
SPIA & inflation
A fixed paycheck vs. a COLA rider — the real tradeoff.
Annuities & MYGAs
Annuity education
Concepts, buying mechanics, liquidity and safety (including FDIC vs guaranty), and how fixed annuities stack up to CDs.
Basics & buying
Annuities Explained
Types, pros & cons, vs life insurance.
Qualified vs Non-Qualified
IRA money, after-tax premium, RMDs.
Funding Your Annuity
Check, ACH, wire, 1035, transfers.
1035 Exchange Guide
Tax-free annuity swaps, rules, steps.
Compare, safety & tools
CD vs. Fixed Annuity Guide
What your bank won't tell you.
FDIC vs Guaranty
Are annuities FDIC insured?
AM Best Rating Guide
What the grades mean.
State Guaranty Limits
Coverage by state, all 50.
Withdrawals & Surrender
Free amounts, schedules, rules of thumb.
MVA Explained
Market value adjustment in plain terms.
Surrender Charge Calculator
Real cost of early exit.
CD education
Bank CD guides
Calculators and checklists for CD shoppers — coverage limits, penalty math, and what to do at maturity.
Interactive
Tools & quizzes
Check your fit or run the numbers — the interactive tools that turn “I think I need an annuity” into a decision.