Rates marketplace
Today's highest guaranteed rates.
Real rates from real institutions, refreshed daily. Every option below carries a federal or state government guarantee.
Today's highest guaranteed rates.
Today's top CD rates
$100,000 · 5-year CDs · 97 options · all FDIC-insured
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MMerrick Bank4.20% APY$25,000 Min deposit
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TTransportation Alliance Bank, Inc. d/b/a TAB Bank4.20% APY$1,000 Min deposit
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BBTG Pactual Bank4.15% APY$500 Min deposit
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MMorgan Stanley Private Bank4.10% APY$0 No minimum
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PPrime Alliance Bank4.10% APY$500 Min deposit
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BBread Savings, a division of Bread Financial4.00% APY$1,500 Min deposit
Today's top fixed annuity rates
$100,000 · 5-year guarantee · 66 options
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Athene MYG5.40% 5-yr rate -
Athene MaxRate5.35% 5-yr rate
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North American Guarantee Plus5.35% 5-yr rate -
Protective Secure Saver5.35% 5-yr rate -
Athene MYG5.30% 5-yr rate
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Mutual of Omaha Ultra-Premier5.20% 5-yr rate
Savings tools and guides
CD Penalty Calculator
Estimate early-exit cost.
FDIC Coverage Calculator
Check deposit limits.
CD Renewal Checklist
Before auto-renewal.
Funding Your Annuity
Check, ACH, wire, 1035, transfers.
Annuities Explained
Types, pros & cons, vs life insurance.
Qualified vs Non-Qualified
IRA money, after-tax premium, RMDs.
FDIC vs Guaranty
Are annuities FDIC insured?
Withdrawals & Surrender
Free amounts, schedules, rules of thumb.
MVA Explained
Market value adjustment in plain terms.
Surrender Charge Calculator
Real cost of early exit.
AM Best Rating Guide
What the grades mean.
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