Rates marketplace
Today's highest guaranteed rates.
Real rates from real institutions, refreshed daily. Every option below carries a federal or state government guarantee.
Today's highest guaranteed rates.
The best rate at every term
$100,000 · available in CA · A− and up · 10 terms
-
1 year
Limelight Bank4.15%No fixed annuity -
2 yearsFFirst Commerce Bank New Jersey5.30%
MassMutual Premier Voyage · AM Best A++4.00% -
3 years
Merrick Bank4.20%
Athene MaxRate · AM Best A+5.00% -
4 yearsNo bank CD
Corebridge (AIG) Pathway Choice · AM Best A5.00% -
5 years
Merrick Bank4.20%
North American Guarantee Plus · AM Best A+5.35% -
6 yearsNo bank CD
MassMutual Premier Voyage · AM Best A++5.05%
-
7 yearsNo bank CD
Athene MaxRate · AM Best A+5.35%
-
8 yearsNo bank CD
Penn Mutual Guaranteed Foundation · AM Best A+4.45% -
9 yearsNo bank CD
Penn Mutual Guaranteed Foundation · AM Best A+4.45%
-
10 yearsNo bank CD
Corebridge (AIG) American Pathway VisionMYG · AM Best A5.15%
Savings tools and guides
Calculator
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CD Penalty Calculator
Estimate early-exit cost.
Reference
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FDIC Coverage Calculator
Check deposit limits.
Checklist
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CD Renewal Checklist
Before auto-renewal.
Guide
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Funding Your Annuity
Check, ACH, wire, 1035, transfers.
Education
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Annuities Explained
Types, pros & cons, vs life insurance.
Education
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Qualified vs Non-Qualified
IRA money, after-tax premium, RMDs.
Education
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FDIC vs Guaranty
Are annuities FDIC insured?
Guide
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Withdrawals & Surrender
Free amounts, schedules, rules of thumb.
Education
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MVA Explained
Market value adjustment in plain terms.
Calculator
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Surrender Charge Calculator
Real cost of early exit.
Primer
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AM Best Rating Guide
What the grades mean.