Frequently asked questions.

GetSure is an independent insurance and savings advisory. We don’t issue policies. We write plain-English opinions on the fixed-rate decisions in front of you, and help place coverage with the right carrier when it makes sense. We’re licensed in all 50 U.S. states.

Yes. We work with 36 carriers and aren’t captive to any one of them. The recommendation we make is the one that fits your situation, not the one that pays us most.

Yes, in all 50 U.S. states. You can look up our license on the NIPR website.

A free weekly email with the highest CD and fixed annuity rates we’re tracking, plus a featured Verdict on which one we’d actually buy this week if it were our money. No phone call. No pitch. Unsubscribe anytime. Subscribe to The Rate Scoop →

No. We are licensed insurance producers, not investment advisers or accountants. For tax planning or investment management, talk to a CPA or a registered investment adviser. Our opinions cover insurance and fixed-rate savings decisions only.

A $97 written opinion on one fixed-rate decision — a CD renewal, an annuity quote, an IRA in cash, a maturing CD, a renewal letter from your existing carrier. One page. One business day. The math, the carriers worth a look, the alternative we’d consider, and the call we’d make if it were our money. More on the Verdict →

Use it when you’re choosing what to do with fixed-rate savings: renew a CD, close a CD early, keep IRA cash liquid, lock a rate, compare two offers, or weigh a CD against a fixed annuity. We also write Verdicts on existing policies you already own — whole life, universal life, fixed annuities — though that’s a quieter use case.

Visit the Verdict page, tell us what you’re deciding, and pay $97. We confirm fit before we charge you. If your decision isn’t something we can handle in writing, we’ll tell you that and refund the fee.

One page. The decision you sent us, the math, the top current rates we’re tracking, the carriers worth a look, the alternative we’d consider, and a clear recommendation. Signed by a licensed agent. Sent as a PDF you can read on your own time.

One business day, after we confirm fit and you’ve paid. If you order Monday morning, expect the answer Tuesday.

Tell us what doesn’t fit. We’ll write back with our reasoning. Sometimes we’ll have missed something; sometimes the disagreement clarifies what you were really weighing. Either way, you’ll understand the call we made and why.

It’s yours. Read it, share it with your spouse, sleep on it. If you want to act on the recommendation and want our help placing it, we can — we’ll disclose any commission before money moves. If you’d rather act on your own, the Verdict tells you exactly how.

Yes. We also write Verdicts on existing policies — whole life, universal life, fixed annuities you already own. Same one-business-day turnaround. Once you order, we send you a short authorization form that lets us pull a current illustration directly from your carrier; that’s usually all we need.

If the math says drop it, yes. If keeping it as-is is the right call, we’ll tell you that too. About a third of the Verdicts we write on existing policies end with “keep what you have.”

If the Verdict recommends replacing or surrendering a policy, we walk you through the steps. We don’t pressure you to act through us — if you’d rather handle it yourself, the Verdict tells you exactly how. If you ask us to help, we will, and we’ll disclose any commission before money moves.

No. We answer in writing first. Every recommendation arrives as a PDF you can read on your own time. If you want to talk it through afterward, we’d be happy to. We just won’t lead with the call, and we won’t pitch you on one.

Two ways. We charge a flat $97 fee for the Verdict we write. We also earn a commission if you ask us to help move money or place a policy through us. Both are spelled out in writing before you decide. Here’s how that works in plain English →

If the Verdict didn’t help you decide, we refund the $97. No hassle, no time limit.

Yes, if you’re in the North Bay. We’d love to meet in person — come by our office, or we’re happy to chat at your kitchen table. Email or call to set it up.

No. We don’t sell or rent your data. We use it to write your Verdict and to stay in touch about the decision you sent us. Full details in our Privacy Policy.

We retain your information for as long as you’re an active customer, or as long as we need it to deliver the work. You can ask us to delete it at any time. Full details in our Privacy Policy.