Average Funeral Cost In Kentucky (2023 Update)

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Average Burial & Cremation Costs in Kentucky

Field Name Average Cost Rank
Funeral Cost $4,117 47
Cremation Cost $2,249 47
Direct Burial Cost $1,331 39
Direct Cremation Cost $1,311 43
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Funeral & Burial Laws In Kentucky

Kentucky is a state located in the southeastern region of the United States. It is known for its rolling hills, horse racing, bourbon distilleries, and southern hospitality. The state has a population of approximately 4.5 million people, with the majority residing in urban areas such as Louisville, Lexington, and Bowling Green. The racial makeup of Kentucky is predominantly white, with African Americans, Hispanics, and Asians making up smaller portions of the population. The state has a diverse economy, with industries such as manufacturing, healthcare, and agriculture playing significant roles. Kentucky is also home to several universities, including the University of Kentucky and the University of Louisville. Overall, Kentucky is a state with a rich history and culture, and a growing population that reflects its diverse demographics.

Question Answer
How do I get a death certificate in Kentucky? File with vital statistics office; funeral director has 5 days to present certificate to medical professional; medical professional has 5 working days to complete and return certificate to funeral director; certificate is then ready for filing
Is embalming required in Kentucky? No
In Kentucky, is a casket necessary for burial or cremation? No law requires a casket for burial or cremation
In Kentucky, do I have to buy a casket from the funeral home? No, federal law requires funeral homes to accept caskets purchased from another source
Where can bodies be buried in Kentucky? Most are buried in established cemeteries; burial on private property may be possible with permit from coroner and following local zoning laws
Where can we store or scatter ashes after cremation in Kentucky? Disposal options include scattering, burying, or keeping ashes; no permit needed for keeping or transporting ashes; permit needed for cremation; scattering options include established scattering gardens, private land with permission, public land with discretion, federal land with permission, and sea with EPA regulations
Cost of certified copy of death certificate $6
Who can order a certified copy of a death certificate in Kentucky? Anyone
Where to order copies of a death certificate Person or organization that files the certificate at time of death; Kentucky Department for Public Health website for mail-in, in-person, phone, or online orders
Tips for scattering ashes Use common sense and refrain from scattering in places where they would be obvious to others; follow regulations for scattering at sea or inland waters

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Final Arrangements Expenses in Louisville, Kentucky

Louisville, KY is a city located in the state of Kentucky in the United States. It is the largest city in the state and is known for its southern charm, horse racing, and bourbon. Louisville is home to a diverse population and offers a variety of cultural attractions, including the Muhammad Ali Center, the Louisville Slugger Museum & Factory, and the Kentucky Museum of Art and Craft. The city is also known for its annual Kentucky Derby, which is a major event in the world of horse racing. With its rich history and vibrant culture, Louisville is a popular destination for tourists and a great place to call home.

Category Average Cost Rank
Traditional Funeral & Burial -
Cremation with Service -
Direct Burial -
Direct Cremation -

Local Funeral Homes

Name / Link Address Phone Score Reviews
Pearson Funeral Home 149 Breckenridge Ln (502) 896-0349 4.8 15
Arch L. Heady and Son Funeral Home & Cremation Services 8519 Preston Hwy (502) 969-1367 4.8 49
Arch L. Heady and Son Funeral Home & Cremation Services 7410 Westport Rd (502) 426-9351 5.0 67
Bosse Funeral Home 1355 Ellison Ave (502) 451-8440 4.4 15
Highlands Funeral Home 3331 Taylorsville Rd (502) 451-4420 4.2 21
Fern Creek Funeral Home 5406 Bardstown Rd 4.6 21
Rodgers-Awkard & Lyons Funeral Home 951 S Preston St (502) 584-3945 4.1 27

Costs Of Funerals & Cremations in Lexington, Kentucky

Lexington, KY is a city located in the heart of the Bluegrass Region of Kentucky. Known as the “Horse Capital of the World,” Lexington is home to numerous horse farms and is famous for its Thoroughbred racing industry. The city is also home to the University of Kentucky, a major research institution and one of the state’s largest employers. With a population of over 300,000 people, Lexington is the second-largest city in Kentucky and offers a vibrant downtown area, cultural attractions, and a variety of outdoor activities.

Category Average Cost Rank
Traditional Funeral & Burial -
Cremation with Service -
Direct Burial -
Direct Cremation -

Local Funeral Homes

Name / Link Address Phone Score Reviews
Milward Funeral Directors 391 Southland Dr (859) 276-1415 5.0 6
Kerr Brothers Funeral Home 3421 Harrodsburg Rd (859) 223-3140 4.4 20
Milward Funeral Directors 159 N Broadway (859) 252-3411 4.4 8
Hawkins Funeral Home 425 Race St 4.4 17
Milward Funeral Directors 1509 Trent Blvd (859) 272-3414 4.6 9
Fender Funeral Directors 1593 Russell Cave Rd 2.8 24
Smith & Smith Funeral Home 340 E Third St (859) 255-6273 4.6 5

Cremation & Burial Costs in Bowling Green, Kentucky

Bowling Green, KY is a city located in south-central Kentucky. It is the third-largest city in the state and serves as the county seat of Warren County. The city is known for its rich history, vibrant culture, and thriving economy. It is home to Western Kentucky University, which is a major contributor to the city’s economy and cultural scene. Bowling Green is also known for its beautiful parks and outdoor recreational opportunities, including the popular Mammoth Cave National Park. The city has a diverse population and offers a wide range of amenities, including shopping, dining, and entertainment options.

Category Average Cost Rank
Traditional Funeral & Burial $6,997 75
Cremation with Service $3,846 81
Direct Burial $4,110 6
Direct Cremation $2,559 46

Local Funeral Homes

Name / Link Address Phone Score Reviews
J.C. Kirby & Son Funeral Chapels & Crematory 832 Broadway Ave (270) 843-3111 5.0 11
Hardy & Son Funeral Homes 3098 Louisville Rd (270) 842-3230 4.6 9
Johnson-Vaughn-Phelps Funeral Home, Inc. 901 Fairview Ave 4.0 11
Cone Funeral Home 1510 Campbell Ln (270) 904-4201 4.3 18
Gatewood & Sons Funeral Chapel 618 W Main Ave
Burnam & Son Mortuary Inc 201 Center St (270) 843-2336 4.5 13
J.C. Kirby & Son Funeral Chapel 820 Lovers Ln (270) 842-0303 4.4 14

Costs of Funeral Services in Owensboro, Kentucky

Owensboro, KY is a city located in western Kentucky, situated on the banks of the Ohio River. With a population of approximately 60,000 people, Owensboro is the fourth-largest city in Kentucky. The city is known for its rich history and culture, as well as its thriving economy and diverse community. Owensboro is home to a number of notable landmarks and attractions, including the Owensboro Museum of Science and History, the International Bluegrass Music Museum, and the RiverPark Center. The city is also known for its delicious barbecue and bourbon, making it a popular destination for foodies and bourbon enthusiasts alike. Overall, Owensboro is a vibrant and dynamic city that offers something for everyone.

Category Average Cost Rank
Traditional Funeral & Burial $7,451 41
Cremation with Service $4,325 40
Direct Burial N/A
Direct Cremation $2,410 57

Local Funeral Homes

Name / Link Address Phone Score Reviews
James H Davis Funeral Home & Crematory Inc 3009 Frederica St (270) 683-5377 5.0 10
Haley-McGinnis Funeral Home & Crematory 519 Locust St (270) 684-9891 4.9 58
Glenn Funeral Home and Crematory 900 Old Hartford Rd (270) 683-1505 4.6 31
McFarland Funeral Home 1001 W 5th St (270) 684-7704 5.0 3
Glenn funeral home 424 Allen St
Morris Family Services (270) 215-2597 5.0 5
Aurora Casket Co 3259 Alvey Park Dr E
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Funeral and Cremation Service Costs in Covington, Kentucky

Covington, KY is a city located in northern Kentucky, just across the Ohio River from Cincinnati, Ohio. It is the fifth largest city in the state and has a population of approximately 41,000 people. Covington is known for its historic architecture, including the Roebling Suspension Bridge, which spans the Ohio River and was designed by the same engineer who later designed the Brooklyn Bridge. The city also has a thriving arts and cultural scene, with numerous galleries, theaters, and music venues. In addition, Covington is home to several major corporations, including Fidelity Investments and Ashland Inc. Overall, Covington offers a unique blend of history, culture, and modern amenities, making it a vibrant and exciting place to live or visit.

Category Average Cost Rank
Traditional Funeral & Burial $6,135 182
Cremation with Service $3,075 189
Direct Burial $2,547 76
Direct Cremation $1,586 189

Local Funeral Homes

Name / Link Address Phone Score Reviews
Serenity Funeral Care 40 W 6th St 4.8 19
Allison & Rose Funeral Home 1021 Madison Ave
Connley Brothers Funeral Home 11 E Southern Ave (859) 431-2241 4.8 8
Walker Funeral Home 1129 Garrard St (859) 261-6635 4.3 6
Swindler & Currin Funeral Homes 214 W Southern Ave 5.0 4
Don Catchen & Sons Funeral Services 313 W 19th St (859) 491-1436 4.7 3
Floral Hills Funeral Home & Memorial Gardens 5336 Old Taylor Mill Rd (859) 356-2151 3.4 66

How to Finance a Funeral

Funerals can be expensive, and many families struggle to pay for them. There are several options available to help finance a funeral, including:

Burial Insurance, Funeral Insurance, Final Expense Insurance, and Life Insurance

These types of insurance policies are all essentially the same thing: they provide a lump sum of money to cover funeral expenses when the policyholder passes away. Burial insurance and funeral insurance are specifically designed to cover funeral costs, while final expense insurance and life insurance can be used for any end-of-life expenses, including funeral costs.

It's important to note that these policies may have restrictions or exclusions, so it's important to read the fine print carefully before purchasing. Additionally, it's important to keep the policy up-to-date and to inform family members of its existence and location.

Personal Savings

Some families choose to pay for a funeral out of their personal savings. This can be a good option if the family has enough money saved up and doesn't want to take on debt or pay interest on a loan.

Credit Cards or Loans

Some families may choose to pay for a funeral using a credit card or by taking out a loan. This can be a good option if the family needs to pay for the funeral quickly and doesn't have enough savings to cover the cost.

However, it's important to be aware of the interest rates and fees associated with these options, as they can add up quickly and make the funeral even more expensive in the long run.

Prepaid Funeral Plans

Prepaid funeral plans allow individuals to pay for their funeral in advance. While this may seem like a good option, there are several risks associated with prepaid funeral plans.

First, the funeral home or provider may go out of business before the funeral takes place, leaving the family without the services they paid for. Additionally, the family may be locked into using a specific funeral home or provider, even if they find a better deal elsewhere.

Finally, the family may not be able to get a refund if they change their mind about the prepaid plan or if the plan doesn't cover all of the expenses.

Overall, it's important to carefully consider all of the options available and to choose the one that best fits the family's needs and budget.