GetSure

Average Funeral Cost In Kentucky (2023 Update)

  • Rikin Shah | Licensed Life & Health Insurance Agent
Kentucky cost of a funeral

Table of Contents
    Add a header to begin generating the table of contents
    Burial Insurance Rates
    Gender
    Tobacco
    We Sell Burial Insurance
      Cash Payout On Death
      Cash Value (Savings) While Living
    ...Without The Hassle
     NO Waiting Period
      NO Medical Exam
      NO Expiration
     NO Rate Increases

    Average Burial & Cremation Costs in Kentucky

    Field NameAverage CostRank
    Funeral Cost$4,11747
    Cremation Cost$2,24947
    Direct Burial Cost$1,33139
    Direct Cremation Cost$1,31143

    Funeral & Burial Laws In Kentucky

    Kentucky is a state located in the southeastern region of the United States. It is known for its rolling hills, horse racing, bourbon distilleries, and southern hospitality. The state has a population of approximately 4.5 million people, with the majority residing in urban areas such as Louisville, Lexington, and Bowling Green. The racial makeup of Kentucky is predominantly white, with African Americans, Hispanics, and Asians making up smaller portions of the population. The state has a diverse economy, with industries such as manufacturing, healthcare, and agriculture playing significant roles. Kentucky is also home to several universities, including the University of Kentucky and the University of Louisville. Overall, Kentucky is a state with a rich history and culture, and a growing population that reflects its diverse demographics.


    QuestionAnswer
    How do I get a death certificate in Kentucky?File with vital statistics office; funeral director has 5 days to present certificate to medical professional; medical professional has 5 working days to complete and return certificate to funeral director; certificate is then ready for filing
    Is embalming required in Kentucky?No
    In Kentucky, is a casket necessary for burial or cremation?No law requires a casket for burial or cremation
    In Kentucky, do I have to buy a casket from the funeral home?No, federal law requires funeral homes to accept caskets purchased from another source
    Where can bodies be buried in Kentucky?Most are buried in established cemeteries; burial on private property may be possible with permit from coroner and following local zoning laws
    Where can we store or scatter ashes after cremation in Kentucky?Disposal options include scattering, burying, or keeping ashes; no permit needed for keeping or transporting ashes; permit needed for cremation; scattering options include established scattering gardens, private land with permission, public land with discretion, federal land with permission, and sea with EPA regulations
    Cost of certified copy of death certificate$6
    Who can order a certified copy of a death certificate in Kentucky?Anyone
    Where to order copies of a death certificatePerson or organization that files the certificate at time of death; Kentucky Department for Public Health website for mail-in, in-person, phone, or online orders
    Tips for scattering ashesUse common sense and refrain from scattering in places where they would be obvious to others; follow regulations for scattering at sea or inland waters

    Calculator for Funeral Costs in Kentucky

    Final Arrangements Expenses in Louisville, Kentucky

    Louisville, KY is a city located in the state of Kentucky in the United States. It is the largest city in the state and is known for its southern charm, horse racing, and bourbon. Louisville is home to a diverse population and offers a variety of cultural attractions, including the Muhammad Ali Center, the Louisville Slugger Museum & Factory, and the Kentucky Museum of Art and Craft. The city is also known for its annual Kentucky Derby, which is a major event in the world of horse racing. With its rich history and vibrant culture, Louisville is a popular destination for tourists and a great place to call home.

    CategoryAverage CostRank
    Traditional Funeral & Burial-
    Cremation with Service-
    Direct Burial-
    Direct Cremation-

    Local Funeral Homes

    Name / LinkAddressPhoneScoreReviews
    Pearson Funeral Home149 Breckenridge Ln(502) 896-03494.815
    Arch L. Heady and Son Funeral Home & Cremation Services8519 Preston Hwy(502) 969-13674.849
    Arch L. Heady and Son Funeral Home & Cremation Services7410 Westport Rd(502) 426-93515.067
    Bosse Funeral Home1355 Ellison Ave(502) 451-84404.415
    Highlands Funeral Home3331 Taylorsville Rd(502) 451-44204.221
    Fern Creek Funeral Home5406 Bardstown Rd4.621
    Rodgers-Awkard & Lyons Funeral Home951 S Preston St(502) 584-39454.127

    Costs Of Funerals & Cremations in Lexington, Kentucky

    Lexington, KY is a city located in the heart of the Bluegrass Region of Kentucky. Known as the “Horse Capital of the World,” Lexington is home to numerous horse farms and is famous for its Thoroughbred racing industry. The city is also home to the University of Kentucky, a major research institution and one of the state’s largest employers. With a population of over 300,000 people, Lexington is the second-largest city in Kentucky and offers a vibrant downtown area, cultural attractions, and a variety of outdoor activities.

    CategoryAverage CostRank
    Traditional Funeral & Burial-
    Cremation with Service-
    Direct Burial-
    Direct Cremation-

    Local Funeral Homes

    Name / LinkAddressPhoneScoreReviews
    Milward Funeral Directors391 Southland Dr(859) 276-14155.06
    Kerr Brothers Funeral Home3421 Harrodsburg Rd(859) 223-31404.420
    Milward Funeral Directors159 N Broadway(859) 252-34114.48
    Hawkins Funeral Home425 Race St4.417
    Milward Funeral Directors1509 Trent Blvd(859) 272-34144.69
    Fender Funeral Directors1593 Russell Cave Rd2.824
    Smith & Smith Funeral Home340 E Third St(859) 255-62734.65

    Cremation & Burial Costs in Bowling Green, Kentucky

    Bowling Green, KY is a city located in south-central Kentucky. It is the third-largest city in the state and serves as the county seat of Warren County. The city is known for its rich history, vibrant culture, and thriving economy. It is home to Western Kentucky University, which is a major contributor to the city’s economy and cultural scene. Bowling Green is also known for its beautiful parks and outdoor recreational opportunities, including the popular Mammoth Cave National Park. The city has a diverse population and offers a wide range of amenities, including shopping, dining, and entertainment options.

    CategoryAverage CostRank
    Traditional Funeral & Burial$6,99775
    Cremation with Service$3,84681
    Direct Burial$4,1106
    Direct Cremation$2,55946

    Local Funeral Homes

    Name / LinkAddressPhoneScoreReviews
    J.C. Kirby & Son Funeral Chapels & Crematory832 Broadway Ave(270) 843-31115.011
    Hardy & Son Funeral Homes3098 Louisville Rd(270) 842-32304.69
    Johnson-Vaughn-Phelps Funeral Home, Inc.901 Fairview Ave4.011
    Cone Funeral Home1510 Campbell Ln(270) 904-42014.318
    Gatewood & Sons Funeral Chapel618 W Main Ave
    Burnam & Son Mortuary Inc201 Center St(270) 843-23364.513
    J.C. Kirby & Son Funeral Chapel820 Lovers Ln(270) 842-03034.414

    Costs of Funeral Services in Owensboro, Kentucky

    Owensboro, KY is a city located in western Kentucky, situated on the banks of the Ohio River. With a population of approximately 60,000 people, Owensboro is the fourth-largest city in Kentucky. The city is known for its rich history and culture, as well as its thriving economy and diverse community. Owensboro is home to a number of notable landmarks and attractions, including the Owensboro Museum of Science and History, the International Bluegrass Music Museum, and the RiverPark Center. The city is also known for its delicious barbecue and bourbon, making it a popular destination for foodies and bourbon enthusiasts alike. Overall, Owensboro is a vibrant and dynamic city that offers something for everyone.

    CategoryAverage CostRank
    Traditional Funeral & Burial$7,45141
    Cremation with Service$4,32540
    Direct BurialN/A
    Direct Cremation$2,41057

    Local Funeral Homes

    Name / LinkAddressPhoneScoreReviews
    James H Davis Funeral Home & Crematory Inc3009 Frederica St(270) 683-53775.010
    Haley-McGinnis Funeral Home & Crematory519 Locust St(270) 684-98914.958
    Glenn Funeral Home and Crematory900 Old Hartford Rd(270) 683-15054.631
    McFarland Funeral Home1001 W 5th St(270) 684-77045.03
    Glenn funeral home424 Allen St
    Morris Family Services(270) 215-25975.05
    Aurora Casket Co3259 Alvey Park Dr E

    Funeral and Cremation Service Costs in Covington, Kentucky

    Covington, KY is a city located in northern Kentucky, just across the Ohio River from Cincinnati, Ohio. It is the fifth largest city in the state and has a population of approximately 41,000 people. Covington is known for its historic architecture, including the Roebling Suspension Bridge, which spans the Ohio River and was designed by the same engineer who later designed the Brooklyn Bridge. The city also has a thriving arts and cultural scene, with numerous galleries, theaters, and music venues. In addition, Covington is home to several major corporations, including Fidelity Investments and Ashland Inc. Overall, Covington offers a unique blend of history, culture, and modern amenities, making it a vibrant and exciting place to live or visit.

    CategoryAverage CostRank
    Traditional Funeral & Burial$6,135182
    Cremation with Service$3,075189
    Direct Burial$2,54776
    Direct Cremation$1,586189

    Local Funeral Homes

    Name / LinkAddressPhoneScoreReviews
    Serenity Funeral Care40 W 6th St4.819
    Allison & Rose Funeral Home1021 Madison Ave
    Connley Brothers Funeral Home11 E Southern Ave(859) 431-22414.88
    Walker Funeral Home1129 Garrard St(859) 261-66354.36
    Swindler & Currin Funeral Homes214 W Southern Ave5.04
    Don Catchen & Sons Funeral Services313 W 19th St(859) 491-14364.73
    Floral Hills Funeral Home & Memorial Gardens5336 Old Taylor Mill Rd(859) 356-21513.466

    How to Finance a Funeral

    Funerals can be expensive, and many families struggle to pay for them. There are several options available to help finance a funeral, including:

    Burial Insurance, Funeral Insurance, Final Expense Insurance, and Life Insurance

    These types of insurance policies are all essentially the same thing: they provide a lump sum of money to cover funeral expenses when the policyholder passes away. Burial insurance and funeral insurance are specifically designed to cover funeral costs, while final expense insurance and life insurance can be used for any end-of-life expenses, including funeral costs.

    It's important to note that these policies may have restrictions or exclusions, so it's important to read the fine print carefully before purchasing. Additionally, it's important to keep the policy up-to-date and to inform family members of its existence and location.

    Personal Savings

    Some families choose to pay for a funeral out of their personal savings. This can be a good option if the family has enough money saved up and doesn't want to take on debt or pay interest on a loan.

    Credit Cards or Loans

    Some families may choose to pay for a funeral using a credit card or by taking out a loan. This can be a good option if the family needs to pay for the funeral quickly and doesn't have enough savings to cover the cost.

    However, it's important to be aware of the interest rates and fees associated with these options, as they can add up quickly and make the funeral even more expensive in the long run.

    Prepaid Funeral Plans

    Prepaid funeral plans allow individuals to pay for their funeral in advance. While this may seem like a good option, there are several risks associated with prepaid funeral plans.

    First, the funeral home or provider may go out of business before the funeral takes place, leaving the family without the services they paid for. Additionally, the family may be locked into using a specific funeral home or provider, even if they find a better deal elsewhere.

    Finally, the family may not be able to get a refund if they change their mind about the prepaid plan or if the plan doesn't cover all of the expenses.

    Overall, it's important to carefully consider all of the options available and to choose the one that best fits the family's needs and budget.

    Rikin Shah

    Rikin is the Co-Founder & CEO of GetSure. He is a licensed life, accident & health insurance agent in all 50 states (plus D.C.) and has over 15 years of experience in the financial services industry. He holds a B.S. in Applied Mathematics from Columbia University and an MBA from The Stanford Graduate School of Business.If you'd like to speak with Rikin to discuss your life insurance options or questions, don't hesitate to email him at hello [at] getsure.org.
    Burial Insurance Rates
    Gender
    Tobacco
    We Sell Burial Insurance
      Cash Payout On Death
      Cash Value (Savings) While Living
    ...Without The Hassle
     NO Waiting Period
      NO Medical Exam
      NO Expiration
     NO Rate Increases