Does Globe Life Deny Claims? Here’s What You Need to Know

Many people purchase life insurance policies to provide financial protection for their loved ones in the event of their death. However, when it comes time to file a claim, some policyholders may find that their insurance company denies their claim. According to Globe’s customer reviews, Globe Life is an insurance company that has faced scrutiny over its claims-handling practices.

Globe Life, also known as Globe Life and Accident Insurance Company, is a subsidiary of Torchmark Corporation. The company offers a range of life insurance products, including term life and whole life insurance, including Globe’s guaranteed acceptance option. While Globe Life has a solid financial rating and a long history in the insurance industry, some policyholders have raised concerns about the company’s claims-handling practices.

So, does Globe Life deny claims? While the company has not been found to engage in any illegal or fraudulent practices, some policyholders have reported difficulties in getting their claims approved. Join us as we explore why Globe Life may deny claims and what policyholders can do if they believe their claim has been unfairly denied.

Claims Process

Globe Life Insurance provides a simple claims process to help you get the benefits to which you are entitled. Here are the steps you need to follow when filing a claim with Globe Life Insurance:

How to file a claim with Globe Life Insurance?

When you need to file a claim with Globe Life Insurance, there are several ways to do so:

What happens after filing a claim with Globe Life Insurance?

After you file a claim with Globe Life Insurance, the company will begin reviewing it. This may involve requesting additional information or documentation from you, such as medical records or death certificates.

Once Globe Life Insurance has received all the necessary information, the company will decide on your claim and notify you of the outcome. If your claim is approved, you will receive your benefits.

How long does it take for Globe Life Insurance to process a claim?

The time it takes for Globe Life Insurance to process a claim can vary depending on its complexity and the amount of information and documentation required. Globe Life Insurance aims to process claims as quickly as possible, with most claims being processed within 30 days.

If you have any questions or concerns about the claims process with Globe Life Insurance, you can contact the company’s customer service department for assistance. Additionally, you can learn more about the benefits of Globe Life Insurance policies and find out if it is highly rated by visiting its website.

Globe Life Insurance Claim Denials

When it comes to life insurance, choosing a company you can trust is important. Unfortunately, some insurance companies may deny claims, leaving their policyholders and beneficiaries in a difficult situation. Globe Life Insurance is no exception, with many policyholders experiencing claim denials.

What are the reasons for Globe Life Insurance to deny a claim?

There are several reasons why Globe Life Insurance may deny a claim, including:

You can find real Globe Life BBB customer reviews in our full review.

What to do if your Globe Life Insurance claim is denied?

If your claim is denied, the first step is to carefully review the denial letter and make sure you understand the reason for the denial. You can also contact globe life no medical questions insurance to ask for more information or clarification.

If you believe the claim was wrongfully denied, you can appeal with Globe Life Insurance. It’s important to provide additional information or documentation supporting your claim.

How to appeal a Globe Life Insurance claim denial?

If you decide to appeal a claim denial, there are several steps you can take:

  1. Review your policy and make sure you understand the terms and exclusions.
  2. Gather any additional information or documentation that supports your claim.
  3. Submit a written appeal to Globe Life Insurance.
  4. Follow up with Globe Life Insurance to ensure your appeal is being reviewed.


Based on the investigation by the regulator, Globe Life was found to have improperly closed claims when policyholders died within the two-year contestable periods without proving in court actions that there were misrepresentations by the policyholders on the insurance applications. Moreover, Globe Life might deny a claim for a trivial reason, such as a misspelled name or getting one digit wrong on a social security number or address on the application.