Best Life Insurance In Connecticut


  • Rikin Shah
  • Jun 20, 2024
CT cost of a funeral

Connecticut’s life insurance laws are governed by Title 38 of the General Statutes of Connecticut.

  • 10-day free look period (CT Gen. Stat Ann. 38a-436)
  • 60-day grace period (CT Gen. Stat Ann. 38a-439)
  • Insurers must pay interest on death benefits beginning 10 days after the insured’s death (CT Gen. Stat Ann. 38a-452)
  • Guarantees up to $500,000 for lost death benefits and $500,000 for lost cash surrender value (source)

Keep in mind that life insurance laws are very similar from state to state (for example, Delaware’s life insurance laws and District of Columbia’s life insurance laws are nearly identical to those of Connecticut).

How Much Is A $10,000 Whole Life Policy In Connecticut?

The table below shows the rates by age of $10,000 of whole life insurance in Connecticut.

Age20
Male$14.60
Male (Smoker)$16.55
Female$14.44
Female (Smoker)$15.56
Age25
Male$15.56
Male (Smoker)$18.18
Female$15.15
Female (Smoker)$16.89
Age30
Male$17.41
Male (Smoker)$20.40
Female$15.88
Female (Smoker)$19.10
Age35
Male$19.25
Male (Smoker)$22.63
Female$17.79
Female (Smoker)$21.34
Age40
Male$20.93
Male (Smoker)$24.89
Female$20.12
Female (Smoker)$23.99
Age45
Male$23.82
Male (Smoker)$28.91
Female$22.86
Female (Smoker)$27.63
Age50
Male$27.52
Male (Smoker)$33.56
Female$24.94
Female (Smoker)$32.26
Age55
Male$32.34
Male (Smoker)$39.59
Female$28.46
Female (Smoker)$37.31
Age60
Male$39.29
Male (Smoker)$47.68
Female$33.06
Female (Smoker)$42.22
Age65
Male$48.03
Male (Smoker)$57.95
Female$41.57
Female (Smoker)$50.59
Age70
Male$60.35
Male (Smoker)$70.86
Female$52.85
Female (Smoker)$60.13
Age75
Male$98.27
Male (Smoker)$132.61
Female$71.52
Female (Smoker)$94.86
Age80
Male$135.03
Male (Smoker)$182.18
Female$98.12
Female (Smoker)$135.22
Age85
Male$187.85
Male (Smoker)$257.67
Female$132.43
Female (Smoker)$192.79

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Best Life Assurance In New Haven

New Haven, Connecticut, is a vibrant city that uniquely blends historical charm with modern vibrancy, making it a distinctive destination on the East Coast. Renowned as the home of Yale University, one of the world’s leading education and research institutions, New Haven offers a rich educational and cultural landscape. The city’s downtown area is bustling with life, featuring a variety of shops, restaurants, and theaters, while its well-preserved architecture narrates stories of its past. Notably, New Haven has also established itself as a culinary haven, particularly famous for its mouthwatering pizza. With its lush green spaces, diverse community, and engaging arts scene, New Haven provides a dynamic urban living experience amidst the backdrop of tradition and innovation.

Not4Profit Life Insurance, Inc.Abbate Insurance Associates, Inc.
98 Harbor St671 State St
+12034354973+12037777229
Not4Profit Life Insurance, Inc.Walker Insurance Solutions Expertise LLC
98 Harbor St30 Robertson St
+12034354973+12034890999
Not4Profit Life Insurance, Inc.J&R Insurance Services
98 Harbor St147 Townsend Terrace
+12034354973+12032150245
Not4Profit Life Insurance, Inc.L. H. Brenner Insurance
98 Harbor St1412 Whalley Ave
+12034354973+12033892156
Not4Profit Life Insurance, Inc.Grand Insurance Group LLC
98 Harbor St103 Grand Ave Ste B
+12034354973+14752273760
Not4Profit Life Insurance, Inc.Luis Feliciano Ins Agency LLC
98 Harbor St157 Church St 19th Floor
+12034354973+14074942866
Not4Profit Life Insurance, Inc.Fred C. Church Insurance
98 Harbor St555 Long Wharf Dr
+12034354973+12037890100
98 Harbor St19-C Liberty St
+12034354973+12038236832
Not4Profit Life Insurance, Inc.ADH Wealth Solutions
98 Harbor St66 Orange St #404
+12034354973+12034576493
Not4Profit Life Insurance, Inc.Agency One Group
98 Harbor St1015 State St
+12034354973+12037722221

Best Coverage In Bridgeport

Bridgeport, nestled in the heart of Connecticut, stands as the largest city in the state, boasting a rich history rooted in industrial innovation and cultural diversity. This vibrant city, located on the picturesque Long Island Sound, is a hub of activity, offering a plethora of attractions, from the thought-provoking Discovery Museum and Planetarium to the scenic Seaside Park designed by Frederick Law Olmsted. Bridgeport’s revitalized downtown arts and entertainment scene, along with its historic neighborhoods, spotlight the city’s ongoing transformation into a dynamic, modern urban center. Coupled with its strong community spirit and economic opportunities, Bridgeport presents an engaging blend of historical charm and contemporary living.

4324 Main St2574 Main St
+12033710222+12036125292
4324 Main St2929 Fairfield Ave
+12033710222+12035204973
MORAN AGENCIESSacoto Agency
4324 Main St1301 Wood Ave
+12033710222+12033302669
MORAN AGENCIESCRN Insurance Agency
4324 Main St1681 Park Ave
+12033710222+12034270704
MORAN AGENCIESSmart Insurance
4324 Main St964 Madison Ave
+12033710222+12032527000
4324 Main St900 Lakeside Dr
+12033710222+12036501879
4324 Main St920 Broad St
+12033710222+12036150007
4324 Main St2417 E Main St
+12033710222+12038706650
4324 Main St3900 Main St
+12033710222+12038646232
4324 Main St1118 Madison Ave
+12033710222+12035760464
4324 Main St1000 Lafayette Blvd Suite 1100 Suite 1100
+12033710222+12033642441
4324 Main St3606 Main St
+12033710222+12036164576
MORAN AGENCIESMerit Insurance: Lavine David
4324 Main St1000 Lafayette Cir # 404
+12033710222+12033675328
MORAN AGENCIESMax Health & Life Partners
4324 Main St1330 Madison Ave
+12033710222+14073013940

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Best Policies In Hartford

Hartford, the capital city of Connecticut, is a treasure trove of American history, art, and culture. Located at the heart of the state, Hartford is renowned for its stunning architecture, including the majestic State Capitol and Mark Twain’s enchanting home. This vibrant city offers a rich blend of historical charm and modern innovation, hosting a plethora of museums, parks, and theaters. Hartford is also a hub for businesses, particularly known for its significant contributions to the insurance industry, rightfully earning the moniker “The Insurance Capital of the World.” With its lively arts scene, bustling marketplaces, and lush green spaces like Bushnell Park, Hartford provides residents and visitors alike a unique blend of urban energy and scenic beauty.

Walter Cloud , Jr at Comparion Insurance AgencyMerit Insurance Services
95 Glastonbury Blvd639 Prospect Ave
+12033033672+18602333626
Walter Cloud , Jr at Comparion Insurance AgencyMG Insurance Services Group Co
95 Glastonbury Blvd175 Main St
+12033033672+18608197490
Walter Cloud , Jr at Comparion Insurance AgencyXL Professional Insurance
95 Glastonbury Blvd100 Constitution Plaza #17
+12033033672+18602461863
Walter Cloud , Jr at Comparion Insurance AgencyThe Hartford
95 Glastonbury Blvd1 Hartford Plaza
+12033033672+18605475000
Walter Cloud , Jr at Comparion Insurance Agency72 Main Insurance
95 Glastonbury Blvd72 Main St
+12033033672+18605249595
Walter Cloud , Jr at Comparion Insurance AgencyIntegro Insurance Brokers
95 Glastonbury Blvd1034 Farmington Ave
+12033033672+18609352821
Walter Cloud , Jr at Comparion Insurance AgencyDouglas M. Gordon
95 Glastonbury Blvd65 LaSalle Rd
+12033033672+18603134814
Walter Cloud , Jr at Comparion Insurance AgencyRisley-IAA Insurance company
95 Glastonbury Blvd154 Shield St
+12033033672+18609972557
Walter Cloud , Jr at Comparion Insurance AgencyLorraine Smith Insurance
95 Glastonbury Blvd430 New Park Ave Suite 102
+12033033672+18607885544
Walter Cloud , Jr at Comparion Insurance AgencyBolton Financial, LLC – New York Life Agent
95 Glastonbury Blvd360 Bloomfield Ave #402
+12033033672+18602981011

Best Life Cover In Waterbury

Waterbury, nestled in the heart of Connecticut, is a city rich in history and culture. Known as “The Brass City” due to its prominent role in the brass industry during the 19th and early 20th centuries, Waterbury today is a vibrant community that boasts a variety of attractions and activities. From the stunning architecture of the Basilica of the Immaculate Conception to the lush landscapes of Fulton Park, Waterbury offers a blend of historical sites and natural beauty. The city’s diverse culinary scene, thriving arts, and cultural festivals reflect its dynamic community. Waterbury stands out as a destination that honors its past while actively shaping a lively and inclusive future.

County Line Insurance AdvisorsJoseph Finke at Comparion Insurance Agency
2160 Straits Turnpike751 Straits Turnpike
+18606317470+12038050238
County Line Insurance AdvisorsDeborah Brown at Comparion Insurance Agency
2160 Straits Turnpike751 Straits Turnpike
+18606317470+12038050235
County Line Insurance AdvisorsAll Risk Insurance Agency, LLC
2160 Straits Turnpike2030 Straits Turnpike #4
+18606317470+12034080050
County Line Insurance AdvisorsDave Luft Insurance Agency
2160 Straits Turnpike1145 N Colony Rd Ste 3
+18606317470+14752359079
County Line Insurance AdvisorsBravo Insurance Group
2160 Straits Turnpike39 Meriden Rd
+18606317470+12035185845
County Line Insurance AdvisorsMuni Insurance, Inc.
2160 Straits Turnpike770 Highland Ave
+18606317470+12035273669
County Line Insurance AdvisorsSecurity First Insurance Group
2160 Straits Turnpike255 Bank St
+18606317470+12035745200
County Line Insurance AdvisorsBlasius Personal Insurance
2160 Straits Turnpike500 Captain Neville Dr
+18606317470+12035276002
County Line Insurance AdvisorsB&A Benefit Solutions
2160 Straits Turnpike45 Pilgrim Ave
+18606317470+12035656419
County Line Insurance AdvisorsDi Franceso Insurancy Agency
2160 Straits Turnpike1115 W Main St
+18606317470+12037568176
2160 Straits Turnpike48 Meriden Rd
+18606317470+12037064015
County Line Insurance AdvisorsPun Insurance
2160 Straits Turnpike256A Main St S
+18606317470+12035105430
County Line Insurance Advisorswaterbury insurance and benefits services inc
2160 Straits Turnpike225 W Washington St
+18606317470+13128370020

Best Life Insurance In Stamford

Stamford, nestled along Connecticut’s Gold Coast, merges the charm of New England with the dynamic pulse of a bustling city. As Fairfield County’s vibrant business hub, it’s known for its diverse economy, with strong financial services, telecommunications, and media sectors. Stamford’s downtown skyline, dotted with sleek, modern high-rises, reflects its economic vitality. This city is not just about work; it’s also about play. The Stamford Center for the Arts, numerous parks, and a range of restaurants catering to all tastes offer plenty of cultural and recreational opportunities. Stamford’s proximity to New York City, combined with its own rich array of amenities, makes it a unique place to live, work, and explore. Whether you’re drawn by its thriving job market or its waterfront beauty, Stamford represents a harmonious blend of urban energy and suburban tranquility.

John M. Glover Insurance AgencyInsurance Advisors LLC
99 Prospect St1200 High Ridge Rd # 211
+18606007679+12033294490
John M. Glover Insurance AgencyFBO Strategies LLC
99 Prospect St1177 High Ridge Rd Suite #139
+18606007679+12035649984
John M. Glover Insurance AgencyLenox Agency LLC
99 Prospect St110 Lenox Ave
+18606007679+12035367206
John M. Glover Insurance AgencyTroy Insurance Inc.
99 Prospect St29 Hoyt St #5A
+18606007679+12033243143
John M. Glover Insurance AgencyRonald Molles
99 Prospect St1266 E Main St
+18606007679+12033481000
John M. Glover Insurance AgencyGedeon Agency & Multiple Services
99 Prospect St832 Bedford St
+18606007679+12036423660
John M. Glover Insurance AgencyThe Hartford
99 Prospect St3001 Summer St
+18606007679+18605475000
John M. Glover Insurance AgencyGreenberg Insurance Financial
99 Prospect St201 Commons Park S
+18606007679+19178806546
John M. Glover Insurance AgencySoribel Holguin – State Farm Insurance Agent
99 Prospect St916 Hope St
+18606007679+12039141366
John M. Glover Insurance AgencyChristopher Elias, Bankers Life Agent
99 Prospect St70 Seaview Ave
+18606007679+14752057064
John M. Glover Insurance AgencyGail Nixon, Bankers Life Agent
99 Prospect St70 Seaview Ave Ste 204
+18606007679+19148447076
John M. Glover Insurance AgencyRegina Boaten, Bankers Life Agent
99 Prospect St70 Seaview Ave
+18606007679+14752057041

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Top Life Insurance Companies In Connecticut

For the residents of the great state of Connecticut, we at GetSure recommend three carriers: Transamerica, Aetna, and Mutual of Omaha.

Transamerica

“Immediate Solution” Whole Life Insurance
Policy TypeAvailable States
Whole LifeAll except NY
Policy TypeAge Range
Whole Life0 – 85 years
Policy TypeCoverage Range
Whole Life$1,000 – $50,000 (varies by age)
Policy TypePolicy Duration
Whole LifeLifelong
Policy TypeWaiting Period
Whole LifeNone
Policy TypeRate Lock
Whole LifeYes – rates never increase
Advantages
  • Very low prices
  • No medical exam
  • Flat, never-increasing premiums
  • No waiting period
Considerations
  • Underwriting has become stricter (e.g., no insulin)
  • Coverage limited to $25,000 for older applicants

Mutual of Omaha

“Living Promise” Whole Life Insurance
Policy TypeAvailable States
Whole LifeAll except NY
Policy TypeAge Range
Whole Life45 – 85 years
Policy TypeCoverage Range
Whole Life$2,000 – $50,000
Policy TypePolicy Duration
Whole LifeLifelong
Policy TypeWaiting Period
Whole LifeNone
Policy TypeRate Lock
Whole LifeYes – rates never increase
Advantages
  • Excellent customer service
  • No medical exam
  • Flat, never-increasing premiums
  • No waiting period
Considerations
  • Moderately strict underwriting

Aetna

“Protection Series” Whole Life Insurance
Policy TypeAvailable States
Whole LifeAll except AK, CA, DC, HI, MA, ME, MN, NY, ND, SD, WA
Policy TypeAge Range
Whole Life45 – 89 years
Policy TypeCoverage Range
Whole Life$2,000 – $50,000 (varies by age)
Policy TypePolicy Duration
Whole LifeLifelong
Policy TypeWaiting Period
Whole LifeNone
Policy TypeRate Lock
Whole LifeYes – rates never increase
Advantages
  • Lenient underwriting
  • Shortest application, industry-wide
  • Automated underwriting (approval potentially in minutes)
  • No medical exam
  • Flat, never-increasing premiums
Considerations
  • N/A

Rikin Shah

Rikin is the Founder & CEO of GetSure. He is a licensed life, accident & health insurance agent in all 50 states (plus D.C.) and has over 15 years of experience in the financial services industry. He has been featured in publications such as Forbes, USA Today, and U.S. News & World Report, among others. Rikin holds a B.S. in Applied Mathematics from Columbia University and an MBA from The Stanford Graduate School of Business. If you'd like to speak with Rikin to discuss your life insurance options or questions, don't hesitate to email him at hello [at] getsure.org.