(775) 438-7873 See rates

Learn

How annuities and CDs actually work — the guarantees, the trade-offs, the tax. Plain English, no sign-up.

Compare

Every CD and fixed-annuity rate from regulated banks and insurers — a clearer picture than anywhere online, refreshed daily.

Our story

A small editorial agency. Filed prices, no broker markup, written reviews. Licensed in all 50 states.

Fixed annuity carrier

American Equity fixed annuity rates

American Equity, founded in 1995 and headquartered in Iowa, issues 3 fixed annuities in 3 to 7-year terms.

3.75% Top APY

A AM Best

1995 Founded

Available products

Pick your state to see what's available

Pick your state to see American Equity products available where you live. Filings vary by state.

Filings vary by state — picking yours lets us show only what you can actually buy and at the right rate.

Founded: 1995 Iowa
AM Best rating: A What this means
Comdex score: 78 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: (515) 221-0002
Website: american-equity.com
Carrier brochure: ↓ Download (PDF)
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

Book a 15-minute call. We'll confirm what's filed in your state, walk through the contract, and handle the application end-to-end.