AuguStar fixed annuity rates

AuguStar, founded in 1909 and headquartered in Ohio, issues 3 fixed annuities in 3 to 7-year terms.

5.50% Top APY

A AM Best

1909 Founded

Available products

Pick your state to see what's available

Pick your state to see AuguStar products available where you live. Filings vary by state.

Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	3-yr	5-yr	7-yr	Min
LunarLock	4.65%	5.50%	5.45%	$10k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Nursing Home Waiver · Hospital Confinement Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
LunarLock Prime	4.55%	5.40%	5.35%	$10k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Nursing Home Waiver · Hospital Confinement Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
LunarGuard	4.70%	5.30%	5.20%	$10k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 5% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Nursing Home Waiver · Hospital Confinement Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment

About AuguStar

Founded: 1909 Ohio
AM Best rating: A What this means
Comdex score: 74 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 877-595-0081
Website: augustarfinancial.com
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

The Verification Checklist, printed and mailed.

Before you decide

Let us mail you our Verification Checklist.

It shows you how to check AuguStar for yourself — what your state guarantees if the carrier ever fails, what you can take out early and what that costs.

Free. Arrives in about a week.

Featured

Your income for life.

How it works

Featured

Your best guaranteed rate.

Rates & tools

Featured

Every guide, in plain English.

Start here

Featured

How a decision works with us.

GetSure

AuguStar fixed annuity rates

Pick your state to see what's available

About AuguStar

Let us mail you our Verification Checklist.

Where should we mail it?