Fidelity & Guaranty fixed annuity rates

Fidelity & Guaranty, founded in 1959 and headquartered in Iowa, issues 4 fixed annuities in 3 to 7-year terms.

5.20% Top APY

A AM Best

1959 Founded

Available products

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Pick your state to see Fidelity & Guaranty products available where you live. Filings vary by state.

Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	3-yr	5-yr	7-yr	Min
Guarantee Platinum	4.75%	5.15%	5.20%	$20k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Each year you can withdraw your accumulated interest without a surrender charge. Principal withdrawals are subject to surrender charges. Features Terminal Illness Waiver · Nursing Home Waiver · Death Benefit Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Secure MYGA MVA	4.75%	5.15%	5.20%	$20k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Secure MYGA Non-MVA	4.35%	4.95%	5.10%	$20k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Secure MYGA ROP	4.05%	4.70%	4.85%	$20k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Return of Premium · Return of Premium

About Fidelity & Guaranty

Founded: 1959 Iowa
AM Best rating: A What this means
Comdex score: 73 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 800-445-6758
Website: fglife.com
Carrier brochure: ↓ Download (PDF)
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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Fidelity & Guaranty fixed annuity rates

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