GILICO fixed annuity rates

GILICO, founded in 1926 and headquartered in Louisiana, issues 2 fixed annuities in 3 to 10-year terms.

4.60% Top APY

A- AM Best

1926 Founded

Available products

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Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	3-yr	4-yr	5-yr	6-yr	7-yr	8-yr	9-yr	10-yr	Min
Guaranty Rate Lock (5-6-7-8-9-10)	—	—	4.60%	—	—	—	—	—	$10k	↓
Surrender schedule 5-yr 9% / 8% / 7% / 6% / 5% Free withdrawal Up to 5% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features Terminal Illness Waiver · Nursing Home Waiver · Market Value Adjustment
Rate Lock	4.10%	4.30%	4.60%	3.90%	4.60%	3.90%	3.90%	3.90%	$10k	↓
Surrender schedule 3-yr 9% / 8% / 7% 4-yr 9% / 8% / 7% / 6% 5-yr 9% / 8% / 7% / 6% / 5% 6-yr 9% / 8% / 7% / 6% / 5% / 4% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% 8-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% 9-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% 10-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% / 0.5% Free withdrawal Up to 5% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features Terminal Illness Waiver · Nursing Home Waiver · Market Value Adjustment

About GILICO

Founded: 1926 Louisiana
AM Best rating: A- What this means
Comdex score: 56 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 800-535-8110
Website: gilico.com
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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GILICO fixed annuity rates

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