KSKJ Life fixed annuity rates

KSKJ Life, founded in 1894 and headquartered in Illinois, issues 3 fixed annuities in 2 to 10-year terms.

5.45% Top APY

- AM Best

1894 Founded

Available products

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Product	2-yr	3-yr	4-yr	5-yr	6-yr	7-yr	8-yr	9-yr	10-yr	Min
MYGA	4.20%	4.40%	4.45%	5.30%	5.30%	5.40%	5.45%	5.45%	5.45%	$10k	↓
Surrender schedule 2-yr 9% / 8% 3-yr 9% / 8% / 7% 4-yr 9% / 8% / 7% / 6% 5-yr 9% / 8% / 7% / 6% / 5% 6-yr 9% / 8% / 7% / 6% / 5% / 4% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% 8-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% 9-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% 10-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% / 0.5% Free withdrawal No free withdrawals during the surrender period. Any withdrawals are subject to surrender charges. Features Terminal Illness Waiver · Nursing Home Waiver · Death Benefit Waiver · Market Value Adjustment
MYGA with RMD Rider	4.10%	4.30%	4.35%	5.20%	5.20%	5.30%	5.35%	5.35%	5.35%	$10k	↓
Surrender schedule 2-yr 9% / 8% 3-yr 9% / 8% / 7% 4-yr 9% / 8% / 7% / 6% 5-yr 9% / 8% / 7% / 6% / 5% 6-yr 9% / 8% / 7% / 6% / 5% / 4% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% 8-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% 9-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% 10-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% / 0.5% Free withdrawal No free withdrawals during the surrender period. Any withdrawals are subject to surrender charges. Features Terminal Illness Waiver · Nursing Home Waiver · Death Benefit Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
MYGA with 10% Free Withdrawal Rider	4.05%	4.25%	4.30%	5.15%	5.15%	5.25%	5.30%	5.30%	5.30%	$10k	↓
Surrender schedule 2-yr 9% / 8% 3-yr 9% / 8% / 7% 4-yr 9% / 8% / 7% / 6% 5-yr 9% / 8% / 7% / 6% / 5% 6-yr 9% / 8% / 7% / 6% / 5% / 4% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% 8-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% 9-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% 10-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% / 2% / 1% / 0.5% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features Terminal Illness Waiver · Nursing Home Waiver · Death Benefit Waiver · Market Value Adjustment

About KSKJ Life

Founded: 1894 Illinois
AM Best rating: - What this means
Phone: 1-800-843-5755
Website: kskjlife.com
Carrier brochure: ↓ Download (PDF)
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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KSKJ Life fixed annuity rates

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