MassMutual Ascend fixed annuity rates

MassMutual Ascend, founded in 1851 and headquartered in Ohio, issues 5 fixed annuities in 3 to 7-year terms.

5.25% Top APY

A++ AM Best

1851 Founded

Available products

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Pick your state to see MassMutual Ascend products available where you live. Filings vary by state.

Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	3-yr	5-yr	7-yr	Min
American Freedom Elevate	4.80%	5.20%	5.25%	$25k	↓
Surrender schedule 3-yr 8% / 8% / 7% 5-yr 8% / 8% / 7% / 6% / 5% 7-yr 8% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Advantage Advisory	—	5.10%	—	$50k	↓
Surrender schedule 5-yr 9% / 8% / 7% / 6% / 5% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
American Freedom Aspire	3.75%	4.65%	4.70%	$25k	↓
Surrender schedule 3-yr 7% / 7% / 7% 5-yr 7% / 7% / 7% / 6% / 5% 7-yr 7% / 7% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Return of Premium · Return of Premium
SecureGain	3.95%	4.65%	4.70%	$25k	↓
Surrender schedule 3-yr 8% / 8% / 7% 5-yr 8% / 8% / 7% / 6% / 5% 7-yr 8% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
American Freedom Classic	4.10%	4.60%	4.65%	$25k	↓
Surrender schedule 3-yr 8% / 8% / 7% 5-yr 8% / 8% / 7% / 6% / 5% 7-yr 8% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Terminal Illness Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment

About MassMutual Ascend

Founded: 1851 Ohio
AM Best rating: A++ What this means
Comdex score: 97 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 800-854-3649
Website: massmutualascend.com
Carrier brochure: ↓ Download (PDF)
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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MassMutual Ascend fixed annuity rates

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