SILAC fixed annuity rates

SILAC, founded in 1935 and headquartered in Utah, issues 2 fixed annuities in 2 to 5-year terms.

4.75% Top APY

B AM Best

1935 Founded

Available products

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Pick your state to see SILAC products available where you live. Filings vary by state.

Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	2-yr	3-yr	5-yr	Min
Secure Savings Elite	3.90%	4.50%	4.75%	$10k	↓
Surrender schedule 2-yr 9% / 8% 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% Free withdrawal No free withdrawals during the surrender period. Any withdrawals are subject to surrender charges. Features RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Secure Savings	2.60%	3.15%	3.45%	$10k	↓
Surrender schedule 2-yr 9% / 8% 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% Free withdrawal Up to 5% of the contract value can be withdrawn each year free of surrender charges. Year 1 is limited to accumulated interest only. Features RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment

Founded: 1935 Utah
AM Best rating: B What this means
Comdex score: 32 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 1 (800) 352-5150
Website: silacins.com
Carrier brochure: ↓ Download (PDF)
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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