The Standard fixed annuity rates

The Standard, founded in 1906 and headquartered in Oregon, issues 5 fixed annuities in 3 to 10-year terms.

5.20% Top APY

A AM Best

1906 Founded

Available products

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Product	3-yr	5-yr	7-yr	10-yr	Min
Multi-Choice Annuity	4.80%	5.20%	4.95%	—	$15k	↓
Surrender schedule 3-yr 9.4% / 8.5% / 7.5% 5-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% 7-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% / 4.5% / 3.5% Free withdrawal No free withdrawals during the surrender period. Any withdrawals are subject to surrender charges. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Focused Growth Annuity	4.75%	5.15%	5.00%	4.70%	$15k	↓
Surrender schedule 3-yr 9.4% / 8.5% / 7.5% 5-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% 7-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% / 4.5% / 3.5% 10-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% / 4.5% / 3.5% / 2.5% / 1.5% / 0.5% Free withdrawal Each year you can withdraw your accumulated interest without a surrender charge. Principal withdrawals are subject to surrender charges. Features Terminal Illness Waiver · Nursing Home Waiver · Death Benefit Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Multi-Choice Annuity with Interest Earnings Withdrawal	4.75%	5.15%	4.90%	—	$15k	↓
Surrender schedule 3-yr 9.4% / 8.5% / 7.5% 5-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% 7-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% / 4.5% / 3.5% Free withdrawal Each year you can withdraw your accumulated interest without a surrender charge. Principal withdrawals are subject to surrender charges. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Multi-Choice Annuity with 10% Withdrawal Provision	4.70%	5.10%	4.85%	—	$15k	↓
Surrender schedule 3-yr 9.4% / 8.5% / 7.5% 5-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% 7-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% / 4.5% / 3.5% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment
Multi-Choice Annuity with 10% Withdrawal Provision and GOP	4.60%	5.00%	4.75%	—	$15k	↓
Surrender schedule 3-yr 9.4% / 8.5% / 7.5% 5-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% 7-yr 9.4% / 8.5% / 7.5% / 6.5% / 5.5% / 4.5% / 3.5% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Year 1 has no free-withdrawal allowance. Features Terminal Illness Waiver · Nursing Home Waiver · RMD-Friendly (RMD withdrawals exempt from surrender charge) · Market Value Adjustment

About The Standard

Founded: 1906 Oregon
AM Best rating: A What this means
Comdex score: 84 / 100 Composite of AM Best, S&P, Moody's, Fitch.
Phone: 800-247-6888
Website: standard.com
Carrier brochure: ↓ Download (PDF)
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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The Standard fixed annuity rates

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