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Fixed annuity carrier
United Life fixed annuity rates
United Life, founded in 1962 and headquartered in Iowa, issues 2 fixed annuities in 3 to 7-year terms.
4.80%
Top APY
A-
AM Best
1962
Founded
Available products
Pick your state to see what's available
Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.
| Product | 3-yr | 4-yr | 5-yr | 6-yr | 7-yr | Min | |
|---|---|---|---|---|---|---|---|
| Performance SPDA | 3.60% | — | 4.80% | — | 4.80% | $25k | ↓ |
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| Access SPDA | — | 3.25% | — | 3.45% | — | $5k | ↓ |
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About United Life
- Founded
- 1962 Iowa
- AM Best rating
- A- What this means
- Comdex score
- 56 / 100 Composite of AM Best, S&P, Moody's, Fitch.
- Phone
- 800-637-6318
- Website
- unitedlife.com
- State guaranty coverage
- Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.
Before you decide
Let us mail you our Verification Checklist.
It shows you how to check United Life for yourself — what your state guarantees if the carrier ever fails, what you can take out early and what that costs.
Free. Arrives in about a week.