Western United fixed annuity rates

Western United, founded in 1963 and headquartered in Washington, issues 5 fixed annuities in 3 to 7-year terms.

5.50% Top APY

B++ AM Best

1963 Founded

Available products

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Pick your state to see Western United products available where you live. Filings vary by state.

Showing nationally available rates. Filings vary by state — pick yours above to see exactly what you can buy.

Product	3-yr	5-yr	6-yr	7-yr	Min
Navigator Ultra MVA	4.95%	5.50%	—	5.50%	$10k	↓
Surrender schedule 3-yr 9% / 8% / 7% 5-yr 9% / 8% / 7% / 6% / 5% 7-yr 9% / 8% / 7% / 6% / 5% / 4% / 3% Free withdrawal No free withdrawals during the surrender period. Any withdrawals are subject to surrender charges. Features Market Value Adjustment
Navigator Elite MVA	4.75%	5.35%	—	5.35%	$10k	↓
Surrender schedule 3-yr 8% / 7% / 6% 5-yr 8% / 7% / 6% / 5% / 4% 7-yr 8% / 7% / 6% / 5% / 4% / 3% / 2% Free withdrawal Up to 10% of the contract value can be withdrawn each year free of surrender charges. Year 1 is limited to accumulated interest only. Features Terminal Illness Waiver · Death Benefit Waiver · Market Value Adjustment
Discovery Plus	4.45%	4.95%	—	4.95%	$10k	↓
Surrender schedule 3-yr 6% / 5% / 4% 5-yr 8% / 7% / 6% / 5% / 4% 7-yr 8% / 7% / 6% / 5% / 4% / 3% / 2% Free withdrawal Each year you can withdraw your accumulated interest without a surrender charge. Principal withdrawals are subject to surrender charges. Features Death Benefit Waiver
Discovery	4.35%	4.75%	4.75%	4.80%	$10k	↓
Surrender schedule 3-yr 6% / 5% / 4% 5-yr 8% / 7% / 6% / 5% / 4% 6-yr 8% / 7% / 6% / 5% / 4% / 3% 7-yr 8% / 7% / 6% / 5% / 4% / 3% / 2% Free withdrawal Each year you can withdraw your accumulated interest without a surrender charge. Principal withdrawals are subject to surrender charges. (3-yr); Up to 15% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. (5-yr, 6-yr, 7-yr) Features Death Benefit Waiver
Future Select	—	4.45%	—	4.65%	$10k	↓
Surrender schedule 5-yr 8% / 7% / 6% / 5% / 4% 7-yr 8% / 7% / 6% / 5% / 4% / 3% / 2% Free withdrawal Up to 15% of the contract value can be withdrawn each year free of surrender charges. Unused free-withdrawal amounts may carry forward to subsequent years. Features Death Benefit Waiver · Return of Premium · Return of Premium

About Western United

Founded: 1963 Washington
AM Best rating: B++ What this means
Phone: 800-247-2045
Website: wula.com
State guaranty coverage: Each contract is backed by the issuing carrier and the applicable state guaranty association up to that state's statutory limit. See limits by state.

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Western United fixed annuity rates

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