Best 10-year fixed annuity rates

10-year fixed annuity rates

Out of hundreds of 10-year products, three stand out — each the best at one thing. Compare them, grab the brochures, then book a call to lock the one that fits your situation.

Best for the highest rate
6.25%

10-year guaranteed rate

Sentinel Security

Sentinel Security

Personal Choice

View details +
AM Best B
Market value adj. Yes (MVA)
Free withdrawal None
Minimum $2,000
Download brochure
Best for insurer strength
5.65%

10-year guaranteed rate

Royal Neighbors

Royal Neighbors

MYGA

View details +
AM Best A
Market value adj. Yes (MVA)
Free withdrawal Interest only
Minimum $100,000
Download brochure
Best for access to your money
5.50%

10-year guaranteed rate

Oceanview

Oceanview

Harbourview MYGA

View details +
AM Best A
Market value adj. None
Free withdrawal 10% after yr 1
Minimum $100,000
Download brochure

Our commission is paid by the insurance company — it never comes out of your rate. You get the same rate you’d get going direct.

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Which one is best for you?

Book your free call

The rate you can lock depends on your state, your deposit, and your age — and the right pick depends on whether you care most about yield, carrier strength, or getting at your money early. A licensed agent pulls your live number and locks it. No pitch — pick how long you want and any time that works.

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A note from our founder

Too many people are going to see these rates and still go back to a lower-paying option like a bank CD. In most cases, this is simply because the person isn’t SURE. Is there a catch? Is there something I’m missing?

This is what the call is for: for you to question everything, expect real, evidence-based answers from us, and get sure. Ask us anything, including how much we make — we know this is a good purchase for the majority of people, and we’ll give you all the facts at our disposal to help you see that too.

Rikin Shah, Founder of GetSure

Rikin Shah

Founder of GetSure

About Rikin

Rikin founded GetSure in 2019 to bring analytical rigor to insurance planning. Before that he worked at J.P. Morgan and the insurance investment firm Stone Point Capital and studied applied mathematics at Columbia before earning his MBA at Stanford. He lives in Greenbrae, California with his high school sweetheart Martha and their two children.

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