Savings Library
Browse every GetSure guide and tool for fixed-rate savings — annuity basics, taxes and RMDs, FDIC vs guaranty, withdrawals and MVA, funding and 1035 exchanges, CD calculators, annuity tools, ratings, and limits.
Plan
Live rates & email
Open the live rate table anytime, or add your email for the weekly Rate Scoop.
Annuities & MYGAs
Annuity education
Concepts, buying mechanics, liquidity and safety (including FDIC vs guaranty), and how fixed annuities stack up to CDs.
Basics & buying
Annuities Explained
Types, pros & cons, vs life insurance.
Qualified vs Non-Qualified
IRA money, after-tax premium, RMDs.
Funding Your Annuity
Check, ACH, wire, 1035, transfers.
1035 Exchange Guide
Tax-free annuity swaps, rules, steps.
Compare, safety & tools
CD vs. Fixed Annuity Guide
What your bank won't tell you.
FDIC vs Guaranty
Are annuities FDIC insured?
AM Best Rating Guide
What the grades mean.
State Guaranty Limits
Coverage by state, all 50.
Withdrawals & Surrender
Free amounts, schedules, rules of thumb.
MVA Explained
Market value adjustment in plain terms.
Surrender Charge Calculator
Real cost of early exit.
CD education
Bank CD guides
Calculators and checklists for CD shoppers — coverage limits, penalty math, and what to do at maturity.
Interactive
Tools & quizzes
Check your fit, run the numbers, or ask the Annuity Brain — the interactive tools that turn “I think I need an annuity” into a decision.
Annuity Quiz
Five questions, then an honest read on whether an annuity fits your money.
Income Calculator
What your savings would buy in guaranteed lifetime income.
Annuity vs. CD Calculator
After-tax MYGA growth vs. a CD taxed annually.
Annuity Ladder Builder
Split premium across terms; see blended yield.
Ask the Annuity Brain
Plain answers to your annuity and savings questions, instantly.