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Term Life Insurance Rates for 69-Year-Olds

At age 69, your life experience has given you plenty of wisdom and – let’s face it – given you one foot in the door of seniorhood. Protect your family with the best life insurance you can get, and term life insurance does not have to be expensive

In this article, you will find out how much term life insurance costs for 69-year-olds. With up-to-date industry information and expertise, GetSure provides a straightforward approach to life insurance. Read on to learn more.

Table of Contents

20-Year Term Life Insurance Cost (Men; Age 69)

AgeGenderSmokerTermCoverageCompanyMonthly Rate
69MenNo20 Years$25,000Americo$105
69MenNo20 Years$50,000Americo$203
69MenNo20 Years$100,000Americo$398
69MenNo20 Years$250,000Americo$983

This table shows the cost of 20-year term life insurance coverage for men aged 69 who are non-smokers. The company offering the policy is Americo, and the coverage amounts range from $25,000 to $250,000. For a $25,000 policy, the monthly rate is $105

For a $50,000 policy, the monthly rate is $203. For a $100,000 policy, the monthly rate is $398. Finally, for a $250,000 policy, the monthly rate is $983

Overall, it appears that, as the amount of coverage increases, the monthly rate increases significantly. For instance, the monthly rate is almost four times as much for a $250,000 policy when compared to a $25,000 policy.

20-Year Term Premiums (Women; Age 69)

AgeGenderSmokerTermCoverageCompanyMonthly Rate
69WomenNo20 Years$25,000Americo$105
69WomenNo20 Years$50,000Americo$203
69WomenNo20 Years$100,000Americo$398
69WomenNo20 Years$250,000Americo$983

This table covers the cost of term life insurance for women age 69, specifically for a 20-year term with Americo. The cost is broken down into a variety of coverage levels, with no smoking being a factor

For $25,000 of coverage, the monthly rate is listed as $105, and for $50,000 coverage the rate is $203, for $100,000 coverage the rate is $398, and for $250,000 the rate is $983.

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* Based on website quote requests, through 2/28/23.
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