Alaska · updated July 24, 2026

Alaska fixed annuity rates & guaranty limit.

In Alaska, the state guaranty association covers annuity contract value up to $250,000 per owner per insurer. Below are the highest guaranteed rates filed for sale to Alaska residents — up to 6.15% APY.

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Guaranty coverage limit

$250,000

Per owner, per insurer — the Alaska guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Alaska

Top rates filed in your state.

531 products · updated July 24, 2026

# Carrier APY
1 Heartland NationalSecure Rate Pro (7-10) · 10-yr 6.15%
2 Heartland NationalSecure Rate Pro (7-10) · 7-yr 6.10%
3 Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 10-yr 6.10%
4 Heartland NationalSecure Rate Pro (3-5) · 5-yr 6.10%
5 AspidaAdvisory MYGA · 7-yr 6.05%
6 Farmers LifeSafeguard Plus · 10-yr 6.05%
7 Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 7-yr 6.05%
8 Heartland NationalSecure Rate Pro (3-5) with RMD Rider · 5-yr 6.05%
9 Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr 6.05%
10 American CenturyFreedom Max Growth · 10-yr 6.05%
11 Farmers LifeSafeguard Plus · 5-yr 6.00%
12 American GulfAnchor MYGA · 5-yr 6.00%
13 American GulfAnchor MYGA · 6-yr 6.00%
14 Heartland NationalSecure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr 6.00%
15 Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr 6.00%
16 American CenturyFreedom Max Growth · 7-yr 6.00%
17 American CenturyFreedom Max Growth · 5-yr 6.00%
18 Revol OneDirectGrowth MYGA · 7-yr 6.00%
19 Revol OneDirectGrowth MYGA · 10-yr 6.00%
20 Revol OneDirectGrowth MYGA · 5-yr 6.00%
21 Farmers LifeSafeguard Plus · 7-yr 5.95%
22 American CenturyFreedom Max Growth with Required Minimum · 10-yr 5.95%
23 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr 5.95%
24 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr 5.90%
25 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr 5.90%
26 American CenturyFreedom Max Growth with Required Minimum · 5-yr 5.90%
27 American CenturyFreedom Max Growth with Required Minimum · 7-yr 5.90%
28 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr 5.90%
29 Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr 5.90%
30 Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr 5.90%
31 Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr 5.90%
32 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr 5.90%
33 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr 5.90%
34 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 7-yr 5.90%
35 AspidaAdvisory MYGA · 5-yr 5.85%
36 American GulfAnchor MYGA with 10% Free Withdrawal Rider · 5-yr 5.85%
37 American GulfAnchor MYGA with 10% Free Withdrawal Rider · 6-yr 5.85%
38 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 7-yr 5.85%
39 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 5-yr 5.85%
40 American CenturySPDA with Free Withdrawal Waiver · 10-yr 5.85%

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Fixed annuity rates by insurer.

76 insurers, updated from the live rate feed. Open any carrier to compare its MYGA rates across every term.

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Fixed annuity rates by state.

Each state's guaranty coverage limit and the top annuity rates filed for sale there.

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We'll show the exact rate you qualify for in Alaska — and a licensed human, appointed here, who can place it.

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