Georgia · updated July 24, 2026

Georgia fixed annuity rates & guaranty limit.

In Georgia, the state guaranty association covers annuity contract value up to $250,000 per owner per insurer. Below are the highest guaranteed rates filed for sale to Georgia residents — up to 6.30% APY.

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Guaranty coverage limit

$250,000

Per owner, per insurer — the Georgia guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Georgia

Top rates filed in your state.

626 products · updated July 24, 2026

# Carrier APY
1 Mountain LifeAlpine Horizon · 5-yr 6.30%
2 Sentinel SecurityPersonal Choice · 10-yr 6.25%
3 Sentinel SecurityPersonal Choice · 7-yr 6.25%
4 Sentinel SecurityPersonal Choice · 5-yr 6.25%
5 Wichita NationalSecurity MYGA · 5-yr 6.25%
6 Heartland NationalSecure Rate Pro (7-10) · 10-yr 6.15%
7 Heartland NationalSecure Rate Pro (7-10) · 7-yr 6.10%
8 Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 10-yr 6.10%
9 Heartland NationalSecure Rate Pro (3-5) · 5-yr 6.10%
10 Wichita NationalSecurity MYGA · 7-yr 6.10%
11 Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 5-yr 6.10%
12 Wichita NationalSecurity MYGA with Enhanced Death Benefit Rider · 5-yr 6.10%
13 AspidaAdvisory MYGA · 7-yr 6.05%
14 Mountain LifeAlpine Horizon with 10% Free Withdrawal · 5-yr 6.05%
15 Mountain LifeAlpine Horizon with RMD Free Withdrawal · 5-yr 6.05%
16 Farmers LifeSafeguard Plus · 10-yr 6.05%
17 Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 7-yr 6.05%
18 Heartland NationalSecure Rate Pro (3-5) with RMD Rider · 5-yr 6.05%
19 Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr 6.05%
20 Mountain LifeAlpine Horizon · 4-yr 6.05%
21 American CenturyFreedom Max Growth · 10-yr 6.05%
22 Wichita NationalSecurity MYGA · 10-yr 6.05%
23 Farmers LifeSafeguard Plus · 5-yr 6.00%
24 American GulfAnchor MYGA · 5-yr 6.00%
25 American GulfAnchor MYGA · 6-yr 6.00%
26 Sentinel SecurityPersonal Choice · 3-yr 6.00%
27 Heartland NationalSecure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr 6.00%
28 Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr 6.00%
29 American CenturyFreedom Max Growth · 7-yr 6.00%
30 Mountain LifeAlpine Horizon · 3-yr 6.00%
31 Mountain LifeSecure Summit · 8-yr 6.00%
32 American CenturyFreedom Max Growth · 5-yr 6.00%
33 Revol OneDirectGrowth MYGA · 7-yr 6.00%
34 Revol OneDirectGrowth MYGA · 10-yr 6.00%
35 Revol OneDirectGrowth MYGA · 5-yr 6.00%
36 Farmers LifeSafeguard Plus · 7-yr 5.95%
37 American CenturyFreedom Max Growth with Required Minimum · 10-yr 5.95%
38 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr 5.95%
39 Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 7-yr 5.95%
40 Wichita NationalSecurity MYGA with Enhanced Death Benefit Rider · 7-yr 5.95%

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Fixed annuity rates by insurer.

76 insurers, updated from the live rate feed. Open any carrier to compare its MYGA rates across every term.

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Fixed annuity rates by state.

Each state's guaranty coverage limit and the top annuity rates filed for sale there.

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