Guaranty coverage limit

$250,000

Per owner, per insurer — the Missouri guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Missouri

Top rates filed in your state.

581 products · updated August 7, 2026

#	Carrier	Product	Term	APYRate (APY)	Min
1	Mountain LifeAlpine Horizon · 5-yr	Alpine Horizon · 5-yr fixed annuity rate	5-yr	6.30%	$5,000	View rate
2	Heartland NationalSecure Rate Pro (7-10) · 10-yr	Secure Rate Pro (7-10) · 10-yr fixed annuity rate	10-yr	6.15%	$5,000	View rate
3	Heartland NationalSecure Rate Pro (7-10) · 7-yr	Secure Rate Pro (7-10) · 7-yr fixed annuity rate	7-yr	6.10%	$5,000	View rate
4	Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 10-yr	Secure Rate Pro (7-10) with RMD Rider · 10-yr fixed annuity rate	10-yr	6.10%	$5,000	View rate
5	Heartland NationalSecure Rate Pro (3-5) · 5-yr	Secure Rate Pro (3-5) · 5-yr fixed annuity rate	5-yr	6.10%	$5,000	View rate
6	AspidaAdvisory MYGA · 7-yr	Advisory MYGA · 7-yr fixed annuity rate	7-yr	6.05%	$100,000	View rate
7	Mountain LifeAlpine Horizon with 10% Free Withdrawal · 5-yr	Alpine Horizon with 10% Free Withdrawal · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
8	Mountain LifeAlpine Horizon with RMD Free Withdrawal · 5-yr	Alpine Horizon with RMD Free Withdrawal · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
9	Farmers LifeSafeguard Plus · 10-yr	Safeguard Plus · 10-yr fixed annuity rate	10-yr	6.05%	$10,000	View rate
10	Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 7-yr	Secure Rate Pro (7-10) with RMD Rider · 7-yr fixed annuity rate	7-yr	6.05%	$5,000	View rate
11	Heartland NationalSecure Rate Pro (3-5) with RMD Rider · 5-yr	Secure Rate Pro (3-5) with RMD Rider · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
12	Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr	Secure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr fixed annuity rate	10-yr	6.05%	$5,000	View rate
13	Mountain LifeAlpine Horizon · 4-yr	Alpine Horizon · 4-yr fixed annuity rate	4-yr	6.05%	$5,000	View rate
14	American CenturyFreedom Max Growth · 10-yr	Freedom Max Growth · 10-yr fixed annuity rate	10-yr	6.05%	$5,000	View rate
15	Farmers LifeSafeguard Plus · 5-yr	Safeguard Plus · 5-yr fixed annuity rate	5-yr	6.00%	$10,000	View rate
16	American GulfAnchor MYGA · 5-yr	Anchor MYGA · 5-yr fixed annuity rate	5-yr	6.00%	$10,000	View rate
17	American GulfAnchor MYGA · 6-yr	Anchor MYGA · 6-yr fixed annuity rate	6-yr	6.00%	$10,000	View rate
18	Heartland NationalSecure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr	Secure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr fixed annuity rate	5-yr	6.00%	$5,000	View rate
19	Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr	Secure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr fixed annuity rate	7-yr	6.00%	$5,000	View rate
20	American CenturyFreedom Max Growth · 7-yr	Freedom Max Growth · 7-yr fixed annuity rate	7-yr	6.00%	$5,000	View rate
21	Mountain LifeAlpine Horizon · 3-yr	Alpine Horizon · 3-yr fixed annuity rate	3-yr	6.00%	$5,000	View rate
22	Mountain LifeSecure Summit · 8-yr	Secure Summit · 8-yr fixed annuity rate	8-yr	6.00%	$5,000	View rate
23	American CenturyFreedom Max Growth · 5-yr	Freedom Max Growth · 5-yr fixed annuity rate	5-yr	6.00%	$5,000	View rate
24	Revol OneDirectGrowth MYGA · 7-yr	DirectGrowth MYGA · 7-yr fixed annuity rate	7-yr	6.00%	$25,000	View rate
25	Revol OneDirectGrowth MYGA · 10-yr	DirectGrowth MYGA · 10-yr fixed annuity rate	10-yr	6.00%	$25,000	View rate
26	Revol OneDirectGrowth MYGA · 5-yr	DirectGrowth MYGA · 5-yr fixed annuity rate	5-yr	6.00%	$25,000	View rate
27	Farmers LifeSafeguard Plus · 7-yr	Safeguard Plus · 7-yr fixed annuity rate	7-yr	5.95%	$10,000	View rate
28	American CenturyFreedom Max Growth with Required Minimum · 10-yr	Freedom Max Growth with Required Minimum · 10-yr fixed annuity rate	10-yr	5.95%	$5,000	View rate
29	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr	Freedom Max Growth with Interest-Only Withdrawal · 10-yr fixed annuity rate	10-yr	5.95%	$5,000	View rate
30	Atlantic CoastSafe Harbor · 10-yr	Safe Harbor · 10-yr fixed annuity rate	10-yr	5.91%	$5,000	View rate
31	Atlantic CoastSafe Harbor · 5-yr	Safe Harbor · 5-yr fixed annuity rate	5-yr	5.91%	$5,000	View rate
32	Atlantic CoastSafe Harbor · 6-yr	Safe Harbor · 6-yr fixed annuity rate	6-yr	5.90%	$5,000	View rate
33	Atlantic CoastSafe Harbor · 20-yr	Safe Harbor · 20-yr fixed annuity rate	20-yr	5.90%	$5,000	View rate
34	Atlantic CoastSafe Haven · 5-yr	Safe Haven · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
35	Atlantic CoastSafe Haven · 10-yr	Safe Haven · 10-yr fixed annuity rate	10-yr	5.90%	$5,000	View rate
36	Mountain LifeSecure Summit · 5-yr	Secure Summit · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
37	Atlantic CoastSafe Haven · 20-yr	Safe Haven · 20-yr fixed annuity rate	20-yr	5.90%	$5,000	View rate
38	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr	Freedom Max Growth with Interest-Only Withdrawal · 7-yr fixed annuity rate	7-yr	5.90%	$5,000	View rate
39	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr	Freedom Max Growth with Interest-Only Withdrawal · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
40	American CenturyFreedom Max Growth with Required Minimum · 5-yr	Freedom Max Growth with Required Minimum · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate

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