Guaranty coverage limit

$250,000

Per owner, per insurer — the Florida guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Florida

Top rates filed in your state.

561 products · updated August 9, 2026

#	Carrier	Product	Term	APYRate (APY)	Min
1	Mountain LifeAlpine Horizon · 5-yr	Alpine Horizon · 5-yr fixed annuity rate	5-yr	6.30%	$5,000	View rate
2	Wichita NationalSecurity MYGA · 5-yr	Security MYGA · 5-yr fixed annuity rate	5-yr	6.25%	$10,000	View rate
3	Sentinel SecurityPersonal Choice ages 60+ · 5-yr	Personal Choice ages 60+ · 5-yr fixed annuity rate	5-yr	6.20%	$2,500	View rate
4	Sentinel SecurityPersonal Choice ages 60+ · 7-yr	Personal Choice ages 60+ · 7-yr fixed annuity rate	7-yr	6.20%	$2,500	View rate
5	Sentinel SecurityPersonal Choice ages 60+ · 10-yr	Personal Choice ages 60+ · 10-yr fixed annuity rate	10-yr	6.15%	$2,500	View rate
6	Wichita NationalSecurity MYGA · 7-yr	Security MYGA · 7-yr fixed annuity rate	7-yr	6.10%	$10,000	View rate
7	Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 5-yr	Security MYGA with 10% Free Withdrawal Rider · 5-yr fixed annuity rate	5-yr	6.10%	$10,000	View rate
8	Wichita NationalSecurity MYGA with Enhanced Death Benefit Rider · 5-yr	Security MYGA with Enhanced Death Benefit Rider · 5-yr fixed annuity rate	5-yr	6.10%	$10,000	View rate
9	AspidaAdvisory MYGA · 7-yr	Advisory MYGA · 7-yr fixed annuity rate	7-yr	6.05%	$100,000	View rate
10	Mountain LifeAlpine Horizon with 10% Free Withdrawal · 5-yr	Alpine Horizon with 10% Free Withdrawal · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
11	Mountain LifeAlpine Horizon with RMD Free Withdrawal · 5-yr	Alpine Horizon with RMD Free Withdrawal · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
12	Mountain LifeAlpine Horizon · 4-yr	Alpine Horizon · 4-yr fixed annuity rate	4-yr	6.05%	$5,000	View rate
13	American CenturyFreedom Max Growth · 10-yr	Freedom Max Growth · 10-yr fixed annuity rate	10-yr	6.05%	$5,000	View rate
14	Wichita NationalSecurity MYGA · 10-yr	Security MYGA · 10-yr fixed annuity rate	10-yr	6.05%	$10,000	View rate
15	American GulfAnchor MYGA · 5-yr	Anchor MYGA · 5-yr fixed annuity rate	5-yr	6.00%	$10,000	View rate
16	American GulfAnchor MYGA · 6-yr	Anchor MYGA · 6-yr fixed annuity rate	6-yr	6.00%	$10,000	View rate
17	American CenturyFreedom Max Growth · 7-yr	Freedom Max Growth · 7-yr fixed annuity rate	7-yr	6.00%	$5,000	View rate
18	Mountain LifeAlpine Horizon · 3-yr	Alpine Horizon · 3-yr fixed annuity rate	3-yr	6.00%	$5,000	View rate
19	Mountain LifeSecure Summit · 8-yr	Secure Summit · 8-yr fixed annuity rate	8-yr	6.00%	$5,000	View rate
20	American CenturyFreedom Max Growth · 5-yr	Freedom Max Growth · 5-yr fixed annuity rate	5-yr	6.00%	$5,000	View rate
21	Revol OneDirectGrowth MYGA · 7-yr	DirectGrowth MYGA · 7-yr fixed annuity rate	7-yr	6.00%	$25,000	View rate
22	Revol OneDirectGrowth MYGA · 10-yr	DirectGrowth MYGA · 10-yr fixed annuity rate	10-yr	6.00%	$25,000	View rate
23	Revol OneDirectGrowth MYGA · 5-yr	DirectGrowth MYGA · 5-yr fixed annuity rate	5-yr	6.00%	$25,000	View rate
24	American CenturyFreedom Max Growth with Required Minimum · 10-yr	Freedom Max Growth with Required Minimum · 10-yr fixed annuity rate	10-yr	5.95%	$5,000	View rate
25	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr	Freedom Max Growth with Interest-Only Withdrawal · 10-yr fixed annuity rate	10-yr	5.95%	$5,000	View rate
26	Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 7-yr	Security MYGA with 10% Free Withdrawal Rider · 7-yr fixed annuity rate	7-yr	5.95%	$10,000	View rate
27	Wichita NationalSecurity MYGA with Enhanced Death Benefit Rider · 7-yr	Security MYGA with Enhanced Death Benefit Rider · 7-yr fixed annuity rate	7-yr	5.95%	$10,000	View rate
28	Wichita NationalSecurity MYGA with Enhanced Death Benefit and 10% Free Withdrawal Riders · 5-yr	Security MYGA with Enhanced Death Benefit and 10% Free Withdrawal Riders · 5-yr fixed annuity rate	5-yr	5.95%	$10,000	View rate
29	Mountain LifeSecure Summit · 5-yr	Secure Summit · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
30	Sentinel SecurityPersonal Choice ages 60+ · 3-yr	Personal Choice ages 60+ · 3-yr fixed annuity rate	3-yr	5.90%	$2,500	View rate
31	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr	Freedom Max Growth with Interest-Only Withdrawal · 7-yr fixed annuity rate	7-yr	5.90%	$5,000	View rate
32	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr	Freedom Max Growth with Interest-Only Withdrawal · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
33	American CenturyFreedom Max Growth with Required Minimum · 5-yr	Freedom Max Growth with Required Minimum · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
34	American CenturyFreedom Max Growth with Required Minimum · 7-yr	Freedom Max Growth with Required Minimum · 7-yr fixed annuity rate	7-yr	5.90%	$5,000	View rate
35	American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr	Freedom Max Growth with Free Partial Withdrawal Rider · 10-yr fixed annuity rate	10-yr	5.90%	$5,000	View rate
36	Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr	DirectGrowth MYGA with Free Partial Surrender · 5-yr fixed annuity rate	5-yr	5.90%	$25,000	View rate
37	Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr	DirectGrowth MYGA with Free Partial Surrender · 10-yr fixed annuity rate	10-yr	5.90%	$25,000	View rate
38	Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr	DirectGrowth MYGA with Free Partial Surrender · 7-yr fixed annuity rate	7-yr	5.90%	$25,000	View rate
39	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr	DirectGrowth MYGA with Enhanced Death Benefit · 5-yr fixed annuity rate	5-yr	5.90%	$25,000	View rate
40	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr	DirectGrowth MYGA with Enhanced Death Benefit · 10-yr fixed annuity rate	10-yr	5.90%	$25,000	View rate

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