Delaware · updated July 24, 2026

Delaware fixed annuity rates & guaranty limit.

In Delaware, the state guaranty association covers annuity contract value up to $250,000 per owner per insurer. Below are the highest guaranteed rates filed for sale to Delaware residents — up to 6.38% APY.

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Guaranty coverage limit

$250,000

Per owner, per insurer — the Delaware guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Delaware

Top rates filed in your state.

549 products · updated July 24, 2026

# Carrier APY
1 Upstream LifeSecure Legacy · 5-yr 6.38%
2 Sentinel SecurityPersonal Choice · 10-yr 6.25%
3 Sentinel SecurityPersonal Choice · 7-yr 6.25%
4 Sentinel SecurityPersonal Choice · 5-yr 6.25%
5 Heartland NationalSecure Rate Pro (7-10) · 10-yr 6.15%
6 Heartland NationalSecure Rate Pro (7-10) · 7-yr 6.10%
7 Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 10-yr 6.10%
8 Heartland NationalSecure Rate Pro (3-5) · 5-yr 6.10%
9 Upstream LifeSecure Legacy · 4-yr 6.08%
10 AspidaAdvisory MYGA · 7-yr 6.05%
11 Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 7-yr 6.05%
12 Heartland NationalSecure Rate Pro (3-5) with RMD Rider · 5-yr 6.05%
13 Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr 6.05%
14 Upstream LifeSecure Legacy · 6-yr 6.05%
15 American CenturyFreedom Max Growth · 10-yr 6.05%
16 Sentinel SecurityPersonal Choice · 3-yr 6.00%
17 Heartland NationalSecure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr 6.00%
18 Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr 6.00%
19 American CenturyFreedom Max Growth · 7-yr 6.00%
20 American CenturyFreedom Max Growth · 5-yr 6.00%
21 Revol OneDirectGrowth MYGA · 7-yr 6.00%
22 Revol OneDirectGrowth MYGA · 10-yr 6.00%
23 Revol OneDirectGrowth MYGA · 5-yr 6.00%
24 American CenturyFreedom Max Growth with Required Minimum · 10-yr 5.95%
25 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr 5.95%
26 Atlantic CoastSafe Harbor · 10-yr 5.91%
27 Atlantic CoastSafe Harbor · 5-yr 5.91%
28 Atlantic CoastSafe Harbor · 6-yr 5.90%
29 Atlantic CoastSafe Harbor · 20-yr 5.90%
30 Atlantic CoastSafe Haven · 5-yr 5.90%
31 Atlantic CoastSafe Haven · 10-yr 5.90%
32 Atlantic CoastSafe Haven · 20-yr 5.90%
33 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr 5.90%
34 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr 5.90%
35 American CenturyFreedom Max Growth with Required Minimum · 5-yr 5.90%
36 American CenturyFreedom Max Growth with Required Minimum · 7-yr 5.90%
37 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr 5.90%
38 Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr 5.90%
39 Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr 5.90%
40 Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr 5.90%

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Fixed annuity rates by insurer.

76 insurers, updated from the live rate feed. Open any carrier to compare its MYGA rates across every term.

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Fixed annuity rates by state.

Each state's guaranty coverage limit and the top annuity rates filed for sale there.

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