Guaranty coverage limit

$250,000

Per owner, per insurer — the Rhode Island guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Rhode Island

Top rates filed in your state.

527 products · updated October 17, 2026

#	Carrier	Product	Term	APYRate (APY)	Min
1	Mountain LifeAlpine Horizon · 5-yr	Alpine Horizon · 5-yr fixed annuity rate	5-yr	6.30%	$5,000	View rate
2	Sentinel SecurityPersonal Choice ages 60+ · 5-yr	Personal Choice ages 60+ · 5-yr fixed annuity rate	5-yr	6.25%	$2,500	View rate
3	Sentinel SecurityPersonal Choice ages 60+ · 7-yr	Personal Choice ages 60+ · 7-yr fixed annuity rate	7-yr	6.25%	$2,500	View rate
4	Sentinel SecurityPersonal Choice ages 60+ · 10-yr	Personal Choice ages 60+ · 10-yr fixed annuity rate	10-yr	6.25%	$2,500	View rate
5	AspidaAdvisory MYGA · 7-yr	Advisory MYGA · 7-yr fixed annuity rate	7-yr	6.05%	$100,000	View rate
6	Mountain LifeAlpine Horizon with 10% Free Withdrawal · 5-yr	Alpine Horizon with 10% Free Withdrawal · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
7	Mountain LifeAlpine Horizon with RMD Free Withdrawal · 5-yr	Alpine Horizon with RMD Free Withdrawal · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
8	Mountain LifeAlpine Horizon · 4-yr	Alpine Horizon · 4-yr fixed annuity rate	4-yr	6.05%	$5,000	View rate
9	American CenturyFreedom Max Growth · 10-yr	Freedom Max Growth · 10-yr fixed annuity rate	10-yr	6.05%	$5,000	View rate
10	Sentinel SecurityPersonal Choice ages 60+ · 3-yr	Personal Choice ages 60+ · 3-yr fixed annuity rate	3-yr	6.00%	$2,500	View rate
11	American CenturyFreedom Max Growth · 7-yr	Freedom Max Growth · 7-yr fixed annuity rate	7-yr	6.00%	$5,000	View rate
12	Mountain LifeAlpine Horizon · 3-yr	Alpine Horizon · 3-yr fixed annuity rate	3-yr	6.00%	$5,000	View rate
13	Mountain LifeSecure Summit · 8-yr	Secure Summit · 8-yr fixed annuity rate	8-yr	6.00%	$5,000	View rate
14	American CenturyFreedom Max Growth · 5-yr	Freedom Max Growth · 5-yr fixed annuity rate	5-yr	6.00%	$5,000	View rate
15	Revol OneDirectGrowth MYGA · 7-yr	DirectGrowth MYGA · 7-yr fixed annuity rate	7-yr	6.00%	$25,000	View rate
16	Revol OneDirectGrowth MYGA · 10-yr	DirectGrowth MYGA · 10-yr fixed annuity rate	10-yr	6.00%	$25,000	View rate
17	Revol OneDirectGrowth MYGA · 5-yr	DirectGrowth MYGA · 5-yr fixed annuity rate	5-yr	6.00%	$25,000	View rate
18	American CenturyFreedom Max Growth with Required Minimum · 10-yr	Freedom Max Growth with Required Minimum · 10-yr fixed annuity rate	10-yr	5.95%	$5,000	View rate
19	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr	Freedom Max Growth with Interest-Only Withdrawal · 10-yr fixed annuity rate	10-yr	5.95%	$5,000	View rate
20	Atlantic CoastSafe Harbor · 10-yr	Safe Harbor · 10-yr fixed annuity rate	10-yr	5.91%	$5,000	View rate
21	Atlantic CoastSafe Harbor · 5-yr	Safe Harbor · 5-yr fixed annuity rate	5-yr	5.91%	$5,000	View rate
22	Atlantic CoastSafe Harbor · 6-yr	Safe Harbor · 6-yr fixed annuity rate	6-yr	5.90%	$5,000	View rate
23	Atlantic CoastSafe Harbor · 20-yr	Safe Harbor · 20-yr fixed annuity rate	20-yr	5.90%	$5,000	View rate
24	Atlantic CoastSafe Haven · 5-yr	Safe Haven · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
25	Atlantic CoastSafe Haven · 10-yr	Safe Haven · 10-yr fixed annuity rate	10-yr	5.90%	$5,000	View rate
26	Mountain LifeSecure Summit · 5-yr	Secure Summit · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
27	Atlantic CoastSafe Haven · 20-yr	Safe Haven · 20-yr fixed annuity rate	20-yr	5.90%	$5,000	View rate
28	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr	Freedom Max Growth with Interest-Only Withdrawal · 7-yr fixed annuity rate	7-yr	5.90%	$5,000	View rate
29	American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr	Freedom Max Growth with Interest-Only Withdrawal · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
30	American CenturyFreedom Max Growth with Required Minimum · 5-yr	Freedom Max Growth with Required Minimum · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
31	American CenturyFreedom Max Growth with Required Minimum · 7-yr	Freedom Max Growth with Required Minimum · 7-yr fixed annuity rate	7-yr	5.90%	$5,000	View rate
32	American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr	Freedom Max Growth with Free Partial Withdrawal Rider · 10-yr fixed annuity rate	10-yr	5.90%	$5,000	View rate
33	Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr	DirectGrowth MYGA with Free Partial Surrender · 5-yr fixed annuity rate	5-yr	5.90%	$25,000	View rate
34	Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr	DirectGrowth MYGA with Free Partial Surrender · 10-yr fixed annuity rate	10-yr	5.90%	$25,000	View rate
35	Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr	DirectGrowth MYGA with Free Partial Surrender · 7-yr fixed annuity rate	7-yr	5.90%	$25,000	View rate
36	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr	DirectGrowth MYGA with Enhanced Death Benefit · 5-yr fixed annuity rate	5-yr	5.90%	$25,000	View rate
37	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr	DirectGrowth MYGA with Enhanced Death Benefit · 10-yr fixed annuity rate	10-yr	5.90%	$25,000	View rate
38	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 7-yr	DirectGrowth MYGA with Enhanced Death Benefit · 7-yr fixed annuity rate	7-yr	5.90%	$25,000	View rate
39	Atlantic CoastSafe Haven · 7-yr	Safe Haven · 7-yr fixed annuity rate	7-yr	5.89%	$5,000	View rate
40	Atlantic CoastSafe Harbor · 7-yr	Safe Harbor · 7-yr fixed annuity rate	7-yr	5.89%	$5,000	View rate

See the national best-rate leaderboard →

Featured

Your income for life.

How it works

Featured

Your best guaranteed rate.

Rates & tools

Featured

Every guide, in plain English.

Start here

Featured

How a decision works with us.

GetSure

Rhode Island fixed annuity rates & guaranty limit.

Top rates filed in your state.

Fixed annuity rates by insurer.

Fixed annuity rates by state.

Lock a Rhode Island rate