Maine · updated August 7, 2026

Maine fixed annuity rates & guaranty limit.

In Maine, the state guaranty association covers annuity contract value up to $250,000 per owner per insurer. Below are the highest guaranteed rates filed for sale to Maine residents — up to 6.05% APY.

Get a personalized quote

Guaranty coverage limit

$250,000

Per owner, per insurer — the Maine guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Maine

Top rates filed in your state.

487 products · updated August 7, 2026

# Carrier APY
1 AspidaAdvisory MYGA · 7-yr 6.05%
2 American CenturyFreedom Max Growth · 10-yr 6.05%
3 American CenturyFreedom Max Growth · 7-yr 6.00%
4 American CenturyFreedom Max Growth · 5-yr 6.00%
5 Revol OneDirectGrowth MYGA · 7-yr 6.00%
6 Revol OneDirectGrowth MYGA · 10-yr 6.00%
7 Revol OneDirectGrowth MYGA · 5-yr 6.00%
8 American CenturyFreedom Max Growth with Required Minimum · 10-yr 5.95%
9 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr 5.95%
10 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr 5.90%
11 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr 5.90%
12 American CenturyFreedom Max Growth with Required Minimum · 5-yr 5.90%
13 American CenturyFreedom Max Growth with Required Minimum · 7-yr 5.90%
14 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr 5.90%
15 Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr 5.90%
16 Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr 5.90%
17 Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr 5.90%
18 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr 5.90%
19 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr 5.90%
20 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 7-yr 5.90%
21 AspidaAdvisory MYGA · 5-yr 5.85%
22 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 7-yr 5.85%
23 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 5-yr 5.85%
24 American CenturySPDA with Free Withdrawal Waiver · 10-yr 5.85%
25 AxonicWaypoint MYGA · 5-yr 5.80%
26 Baltimore LifeIQumulate · 7-yr 5.80%
27 OceanviewHarbourview MYGA · 10-yr 5.80%
28 Baltimore LifeIQumulate · 5-yr 5.80%
29 American CenturySPDA with Free Withdrawal Waiver · 7-yr 5.80%
30 American CenturySPDA with Free Withdrawal Waiver · 5-yr 5.80%
31 American CenturySPDA Guaranteed Interest Rate · 10-yr 5.80%
32 Revol OneDirectGrowth MYGA with Free Partial Surrender and Enhanced Death Benefit · 7-yr 5.80%
33 Revol OneDirectGrowth MYGA with Free Partial Surrender and Enhanced Death Benefit · 10-yr 5.80%
34 Revol OneDirectGrowth MYGA with Free Partial Surrender and Enhanced Death Benefit · 5-yr 5.80%
35 KnightheadStaysail MYGA · 5-yr 5.75%
36 American CenturySPDA Guaranteed Interest Rate · 5-yr 5.75%
37 American CenturySPDA Guaranteed Interest Rate · 7-yr 5.75%
38 KnightheadStaysail MYGA · 7-yr 5.72%
39 American NationalPalladium MYG MAX · 6-yr 5.72%
40 AspidaSynergy Choice · 7-yr 5.70%

See the national best-rate leaderboard →

Browse by carrier

Fixed annuity rates by insurer.

76 insurers, updated from the live rate feed. Open any carrier to compare its MYGA rates across every term.

See the top rates ranked →  ·  or compare side by side.

Browse by state

Fixed annuity rates by state.

Each state's guaranty coverage limit and the top annuity rates filed for sale there.

Lock a Maine rate

We'll show the exact rate you qualify for in Maine — and a licensed human, appointed here, who can place it.

Get my quote