Guaranty coverage limit

$250,000

Per owner, per insurer — the Hawaii guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Hawaii

Top rates filed in your state.

495 products · updated August 9, 2026

#	Carrier	Product	Term	APYRate (APY)	Min
1	Sentinel SecurityPersonal Choice · 10-yr	Personal Choice · 10-yr fixed annuity rate	10-yr	6.25%	$2,500	View rate
2	Sentinel SecurityPersonal Choice · 7-yr	Personal Choice · 7-yr fixed annuity rate	7-yr	6.25%	$2,500	View rate
3	Sentinel SecurityPersonal Choice · 5-yr	Personal Choice · 5-yr fixed annuity rate	5-yr	6.25%	$2,500	View rate
4	Heartland NationalSecure Rate Pro (7-10) · 10-yr	Secure Rate Pro (7-10) · 10-yr fixed annuity rate	10-yr	6.15%	$5,000	View rate
5	Heartland NationalSecure Rate Pro (7-10) · 7-yr	Secure Rate Pro (7-10) · 7-yr fixed annuity rate	7-yr	6.10%	$5,000	View rate
6	Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 10-yr	Secure Rate Pro (7-10) with RMD Rider · 10-yr fixed annuity rate	10-yr	6.10%	$5,000	View rate
7	Heartland NationalSecure Rate Pro (3-5) · 5-yr	Secure Rate Pro (3-5) · 5-yr fixed annuity rate	5-yr	6.10%	$5,000	View rate
8	AspidaAdvisory MYGA · 7-yr	Advisory MYGA · 7-yr fixed annuity rate	7-yr	6.05%	$100,000	View rate
9	Heartland NationalSecure Rate Pro (7-10) with RMD Rider · 7-yr	Secure Rate Pro (7-10) with RMD Rider · 7-yr fixed annuity rate	7-yr	6.05%	$5,000	View rate
10	Heartland NationalSecure Rate Pro (3-5) with RMD Rider · 5-yr	Secure Rate Pro (3-5) with RMD Rider · 5-yr fixed annuity rate	5-yr	6.05%	$5,000	View rate
11	Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr	Secure Rate Pro (7-10) with Interest Withdrawal Rider · 10-yr fixed annuity rate	10-yr	6.05%	$5,000	View rate
12	Sentinel SecurityPersonal Choice · 3-yr	Personal Choice · 3-yr fixed annuity rate	3-yr	6.00%	$2,500	View rate
13	Heartland NationalSecure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr	Secure Rate Pro (3-5) with Interest Withdrawal Rider · 5-yr fixed annuity rate	5-yr	6.00%	$5,000	View rate
14	Heartland NationalSecure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr	Secure Rate Pro (7-10) with Interest Withdrawal Rider · 7-yr fixed annuity rate	7-yr	6.00%	$5,000	View rate
15	Revol OneDirectGrowth MYGA · 7-yr	DirectGrowth MYGA · 7-yr fixed annuity rate	7-yr	6.00%	$25,000	View rate
16	Revol OneDirectGrowth MYGA · 10-yr	DirectGrowth MYGA · 10-yr fixed annuity rate	10-yr	6.00%	$25,000	View rate
17	Revol OneDirectGrowth MYGA · 5-yr	DirectGrowth MYGA · 5-yr fixed annuity rate	5-yr	6.00%	$25,000	View rate
18	Atlantic CoastSafe Harbor · 10-yr	Safe Harbor · 10-yr fixed annuity rate	10-yr	5.91%	$5,000	View rate
19	Atlantic CoastSafe Harbor · 5-yr	Safe Harbor · 5-yr fixed annuity rate	5-yr	5.91%	$5,000	View rate
20	Atlantic CoastSafe Harbor · 6-yr	Safe Harbor · 6-yr fixed annuity rate	6-yr	5.90%	$5,000	View rate
21	Atlantic CoastSafe Harbor · 20-yr	Safe Harbor · 20-yr fixed annuity rate	20-yr	5.90%	$5,000	View rate
22	Atlantic CoastSafe Haven · 5-yr	Safe Haven · 5-yr fixed annuity rate	5-yr	5.90%	$5,000	View rate
23	Atlantic CoastSafe Haven · 10-yr	Safe Haven · 10-yr fixed annuity rate	10-yr	5.90%	$5,000	View rate
24	Atlantic CoastSafe Haven · 20-yr	Safe Haven · 20-yr fixed annuity rate	20-yr	5.90%	$5,000	View rate
25	Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr	DirectGrowth MYGA with Free Partial Surrender · 5-yr fixed annuity rate	5-yr	5.90%	$25,000	View rate
26	Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr	DirectGrowth MYGA with Free Partial Surrender · 10-yr fixed annuity rate	10-yr	5.90%	$25,000	View rate
27	Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr	DirectGrowth MYGA with Free Partial Surrender · 7-yr fixed annuity rate	7-yr	5.90%	$25,000	View rate
28	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr	DirectGrowth MYGA with Enhanced Death Benefit · 5-yr fixed annuity rate	5-yr	5.90%	$25,000	View rate
29	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr	DirectGrowth MYGA with Enhanced Death Benefit · 10-yr fixed annuity rate	10-yr	5.90%	$25,000	View rate
30	Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 7-yr	DirectGrowth MYGA with Enhanced Death Benefit · 7-yr fixed annuity rate	7-yr	5.90%	$25,000	View rate
31	Atlantic CoastSafe Haven · 7-yr	Safe Haven · 7-yr fixed annuity rate	7-yr	5.89%	$5,000	View rate
32	Atlantic CoastSafe Harbor · 7-yr	Safe Harbor · 7-yr fixed annuity rate	7-yr	5.89%	$5,000	View rate
33	Atlantic CoastSafe Haven · 6-yr	Safe Haven · 6-yr fixed annuity rate	6-yr	5.87%	$5,000	View rate
34	AspidaAdvisory MYGA · 5-yr	Advisory MYGA · 5-yr fixed annuity rate	5-yr	5.85%	$100,000	View rate
35	American LifeLife Fee-Based MYGA · 5-yr	Life Fee-Based MYGA · 5-yr fixed annuity rate	5-yr	5.80%	$10,000	View rate
36	AxonicWaypoint MYGA · 5-yr	Waypoint MYGA · 5-yr fixed annuity rate	5-yr	5.80%	$100,000	View rate
37	Baltimore LifeIQumulate · 7-yr	IQumulate · 7-yr fixed annuity rate	7-yr	5.80%	$5,000	View rate
38	OceanviewHarbourview MYGA · 10-yr	Harbourview MYGA · 10-yr fixed annuity rate	10-yr	5.80%	$100,000	View rate
39	Baltimore LifeIQumulate · 5-yr	IQumulate · 5-yr fixed annuity rate	5-yr	5.80%	$5,000	View rate
40	Heartland NationalSecure Rate Pro (3-5) · 3-yr	Secure Rate Pro (3-5) · 3-yr fixed annuity rate	3-yr	5.80%	$5,000	View rate

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Hawaii fixed annuity rates & guaranty limit.

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