Virginia · updated August 7, 2026

Virginia fixed annuity rates & guaranty limit.

In Virginia, the state guaranty association covers annuity contract value up to $250,000 per owner per insurer. Below are the highest guaranteed rates filed for sale to Virginia residents — up to 6.05% APY.

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Guaranty coverage limit

$250,000

Per owner, per insurer — the Virginia guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in Virginia

Top rates filed in your state.

496 products · updated August 7, 2026

# Carrier APY
1 AspidaAdvisory MYGA · 7-yr 6.05%
2 American CenturyFreedom Max Growth · 10-yr 6.05%
3 American CenturyFreedom Max Growth · 7-yr 6.00%
4 American CenturyFreedom Max Growth · 5-yr 6.00%
5 Revol OneDirectGrowth MYGA · 7-yr 6.00%
6 Revol OneDirectGrowth MYGA · 10-yr 6.00%
7 Revol OneDirectGrowth MYGA · 5-yr 6.00%
8 American CenturyFreedom Max Growth with Required Minimum · 10-yr 5.95%
9 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr 5.95%
10 Atlantic CoastSafe Harbor · 10-yr 5.91%
11 Atlantic CoastSafe Harbor · 5-yr 5.91%
12 Atlantic CoastSafe Harbor · 6-yr 5.90%
13 Atlantic CoastSafe Harbor · 20-yr 5.90%
14 Atlantic CoastSafe Haven · 5-yr 5.90%
15 Atlantic CoastSafe Haven · 10-yr 5.90%
16 Atlantic CoastSafe Haven · 20-yr 5.90%
17 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr 5.90%
18 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr 5.90%
19 American CenturyFreedom Max Growth with Required Minimum · 5-yr 5.90%
20 American CenturyFreedom Max Growth with Required Minimum · 7-yr 5.90%
21 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr 5.90%
22 Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr 5.90%
23 Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr 5.90%
24 Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr 5.90%
25 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr 5.90%
26 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr 5.90%
27 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 7-yr 5.90%
28 Atlantic CoastSafe Haven · 7-yr 5.89%
29 Atlantic CoastSafe Harbor · 7-yr 5.89%
30 Atlantic CoastSafe Haven · 6-yr 5.87%
31 AspidaAdvisory MYGA · 5-yr 5.85%
32 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 7-yr 5.85%
33 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 5-yr 5.85%
34 American CenturySPDA with Free Withdrawal Waiver · 10-yr 5.85%
35 AxonicWaypoint MYGA · 5-yr 5.80%
36 Baltimore LifeIQumulate · 7-yr 5.80%
37 OceanviewHarbourview MYGA · 10-yr 5.80%
38 Baltimore LifeIQumulate · 5-yr 5.80%
39 American CenturySPDA with Free Withdrawal Waiver · 7-yr 5.80%
40 American CenturySPDA with Free Withdrawal Waiver · 5-yr 5.80%

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Fixed annuity rates by insurer.

76 insurers, updated from the live rate feed. Open any carrier to compare its MYGA rates across every term.

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Fixed annuity rates by state.

Each state's guaranty coverage limit and the top annuity rates filed for sale there.

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