South Carolina · updated August 9, 2026

South Carolina fixed annuity rates & guaranty limit.

In South Carolina, the state guaranty association covers annuity contract value up to $250,000 per owner per insurer. Below are the highest guaranteed rates filed for sale to South Carolina residents — up to 6.25% APY.

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Guaranty coverage limit

$250,000

Per owner, per insurer — the South Carolina guaranty association's present-value cap if a carrier fails. It's a backstop, not a reason to pick a weak carrier. How guaranty limits work →

Available in South Carolina

Top rates filed in your state.

537 products · updated August 9, 2026

# Carrier APY
1 Sentinel SecurityPersonal Choice · 10-yr 6.25%
2 Sentinel SecurityPersonal Choice · 7-yr 6.25%
3 Sentinel SecurityPersonal Choice · 5-yr 6.25%
4 Wichita NationalSecurity MYGA · 5-yr 6.25%
5 Wichita NationalSecurity MYGA · 7-yr 6.10%
6 Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 5-yr 6.10%
7 Wichita NationalSecurity MYGA with Enhanced Death Benefit Rider · 5-yr 6.10%
8 AspidaAdvisory MYGA · 7-yr 6.05%
9 American CenturyFreedom Max Growth · 10-yr 6.05%
10 Wichita NationalSecurity MYGA · 10-yr 6.05%
11 American GulfAnchor MYGA · 5-yr 6.00%
12 American GulfAnchor MYGA · 6-yr 6.00%
13 Sentinel SecurityPersonal Choice · 3-yr 6.00%
14 American CenturyFreedom Max Growth · 7-yr 6.00%
15 American CenturyFreedom Max Growth · 5-yr 6.00%
16 Revol OneDirectGrowth MYGA · 7-yr 6.00%
17 Revol OneDirectGrowth MYGA · 10-yr 6.00%
18 Revol OneDirectGrowth MYGA · 5-yr 6.00%
19 American CenturyFreedom Max Growth with Required Minimum · 10-yr 5.95%
20 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 10-yr 5.95%
21 Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 7-yr 5.95%
22 Wichita NationalSecurity MYGA with Enhanced Death Benefit Rider · 7-yr 5.95%
23 Wichita NationalSecurity MYGA with Enhanced Death Benefit and 10% Free Withdrawal Riders · 5-yr 5.95%
24 Atlantic CoastSafe Harbor · 10-yr 5.91%
25 Atlantic CoastSafe Harbor · 5-yr 5.91%
26 Atlantic CoastSafe Harbor · 6-yr 5.90%
27 Atlantic CoastSafe Haven · 5-yr 5.90%
28 Atlantic CoastSafe Haven · 10-yr 5.90%
29 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 7-yr 5.90%
30 American CenturyFreedom Max Growth with Interest-Only Withdrawal · 5-yr 5.90%
31 American CenturyFreedom Max Growth with Required Minimum · 5-yr 5.90%
32 American CenturyFreedom Max Growth with Required Minimum · 7-yr 5.90%
33 American CenturyFreedom Max Growth with Free Partial Withdrawal Rider · 10-yr 5.90%
34 Revol OneDirectGrowth MYGA with Free Partial Surrender · 5-yr 5.90%
35 Revol OneDirectGrowth MYGA with Free Partial Surrender · 10-yr 5.90%
36 Revol OneDirectGrowth MYGA with Free Partial Surrender · 7-yr 5.90%
37 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 5-yr 5.90%
38 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 10-yr 5.90%
39 Revol OneDirectGrowth MYGA with Enhanced Death Benefit · 7-yr 5.90%
40 Wichita NationalSecurity MYGA with 10% Free Withdrawal Rider · 10-yr 5.90%

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Fixed annuity rates by insurer.

76 insurers, updated from the live rate feed. Open any carrier to compare its MYGA rates across every term.

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Fixed annuity rates by state.

Each state's guaranty coverage limit and the top annuity rates filed for sale there.

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