Name: Best 3-Year Fixed Annuity (MYGA) Rates — August 9, 2026
Keywords: MYGA rates, fixed annuity rates, best annuity rates, guaranteed annuity rate

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Top rates, ranked.

Rates updated August 9, 2026 from the live feed.

#	Carrier	Product	Term	Rate (APY)	Min
1	Sentinel Security	Personal Choice ages 60+ fixed annuity rate	3-yr	6.00%	$2,500	View rate
2	Sentinel Security	Personal Choice fixed annuity rate	3-yr	6.00%	$2,500	View rate
3	Mountain Life	Alpine Horizon fixed annuity rate	3-yr	6.00%	$5,000	View rate
4	Upstream Life	Secure Legacy fixed annuity rate	3-yr	5.90%	$10,000	View rate
5	Mountain Life	Secure Summit fixed annuity rate	3-yr	5.85%	$5,000	View rate
6	Wichita National	Security MYGA fixed annuity rate	3-yr	5.85%	$10,000	View rate
7	Heartland National	Secure Rate Pro (3-5) fixed annuity rate	3-yr	5.80%	$5,000	View rate
8	Atlantic Coast	Safe Harbor ages 60+ fixed annuity rate	3-yr	5.79%	$5,000	View rate
9	Atlantic Coast	Safe Harbor fixed annuity rate	3-yr	5.79%	$5,000	View rate
10	Atlantic Coast	Safe Haven ages 60+ fixed annuity rate	3-yr	5.78%	$5,000	View rate
11	Atlantic Coast	Safe Haven fixed annuity rate	3-yr	5.78%	$5,000	View rate
12	Ohio State Life	Nex Multi-Year Guaranteed Annuity fixed annuity rate	3-yr	5.75%	$50,000	View rate
13	Heartland National	Secure Rate Pro (3-5) with RMD Rider fixed annuity rate	3-yr	5.75%	$5,000	View rate
14	Mountain Life	Alpine Horizon with 10% Free Withdrawal fixed annuity rate	3-yr	5.75%	$5,000	View rate
15	Mountain Life	Alpine Horizon with RMD Free Withdrawal fixed annuity rate	3-yr	5.75%	$5,000	View rate
16	Heartland National	Secure Rate Pro (3-5) with Interest Withdrawal Rider fixed annuity rate	3-yr	5.70%	$5,000	View rate
17	Wichita National	Security MYGA with 10% Free Withdrawal Rider fixed annuity rate	3-yr	5.70%	$10,000	View rate
18	Wichita National	Security MYGA with Enhanced Death Benefit Rider fixed annuity rate	3-yr	5.70%	$10,000	View rate
19	American Life	Life Fee-Based MYGA fixed annuity rate	3-yr	5.65%	$10,000	View rate
20	Farmers Life	Safeguard Plus fixed annuity rate	3-yr	5.65%	$10,000	View rate
21	Mountain Life	Secure Summit with 10% Free Withdrawal fixed annuity rate	3-yr	5.60%	$5,000	View rate
22	Mountain Life	Secure Summit with 10% Free Withdrawal and RMD fixed annuity rate	3-yr	5.60%	$5,000	View rate
23	American Century	Freedom Max Growth fixed annuity rate	3-yr	5.60%	$5,000	View rate
24	American Century	SPDA with Free Withdrawal Waiver fixed annuity rate	3-yr	5.55%	$2,000	View rate
25	Revol One	DirectGrowth MYGA fixed annuity rate	3-yr	5.55%	$25,000	View rate
26	Wichita National	Security MYGA with Enhanced Death Benefit and 10% Free Withdrawal Riders fixed annuity rate	3-yr	5.55%	$10,000	View rate
27	Axonic	Waypoint MYGA fixed annuity rate	3-yr	5.50%	$20,000	View rate
28	CL Life	Sundance fixed annuity rate	3-yr	5.50%	$10,000	View rate
29	American Century	SPDA Guaranteed Interest Rate fixed annuity rate	3-yr	5.50%	$2,000	View rate
30	American Century	Freedom Max Growth with Required Minimum fixed annuity rate	3-yr	5.50%	$5,000	View rate
31	American Century	Freedom Max Growth with Interest-Only Withdrawal fixed annuity rate	3-yr	5.50%	$5,000	View rate
32	Knighthead	Staysail MYGA fixed annuity rate	3-yr	5.49%	$10,000	View rate
33	Midland	Oak ADVantage Care fixed annuity rate	3-yr	5.45%	$50,000	View rate
34	Midland	Oak ADVantage fixed annuity rate	3-yr	5.45%	$50,000	View rate
35	American Century	Freedom Max Growth with Free Partial Withdrawal Rider fixed annuity rate	3-yr	5.45%	$5,000	View rate
36	Revol One	DirectGrowth MYGA with Free Partial Surrender fixed annuity rate	3-yr	5.45%	$25,000	View rate
37	Revol One	DirectGrowth MYGA with Enhanced Death Benefit fixed annuity rate	3-yr	5.45%	$25,000	View rate
38	American National	Palladium MYG MAX fixed annuity rate	3-yr	5.40%	$100,000	View rate
39	Baltimore Life	IQumulate fixed annuity rate	3-yr	5.35%	$5,000	View rate
40	Revol One	DirectGrowth MYGA with Free Partial Surrender and Enhanced Death Benefit fixed annuity rate	3-yr	5.35%	$25,000	View rate
41	Axonic	Incline MYGA fixed annuity rate	3-yr	5.30%	$100,000	View rate
42	American Life	Classic MYGA (No Withdrawals) fixed annuity rate	3-yr	5.26%	$1,000	View rate
43	ELCO Mutual	Guardian Eagle fixed annuity rate	3-yr	5.25%	$5,000	View rate
44	Midland	LiveWell Guarantee Max fixed annuity rate	3-yr	5.25%	$250,000	View rate
45	American National	Palladium MYG fixed annuity rate	3-yr	5.25%	$5,000	View rate
46	Clear Spring	Preserve MYGA fixed annuity rate	3-yr	5.20%	$100,000	View rate
47	Midland	LiveWell Guarantee One fixed annuity rate	3-yr	5.20%	$250,000	View rate
48	American National	Palladium Match MYG fixed annuity rate	3-yr	5.20%	$250,000	View rate
49	Heartland National	Secure Rate MYGA fixed annuity rate	3-yr	5.20%	$5,000	View rate
50	Baltimore Life	IQumulate with Enhanced Death Benefit fixed annuity rate	3-yr	5.20%	$5,000	View rate
51	Corebridge (AIG)	American Pathway Advisory fixed annuity rate	3-yr	5.20%	$250,000	View rate
52	Aspida	Advisory MYGA fixed annuity rate	3-yr	5.15%	$25,000	View rate
53	EquiTrust	Certainty Select fixed annuity rate	3-yr	5.15%	$10,000	View rate
54	Baltimore Life	IQumulate with Partial Withdrawal Charges Waiver fixed annuity rate	3-yr	5.15%	$5,000	View rate
55	Midland	Guarantee Pro fixed annuity rate	3-yr	5.15%	$100,000	View rate
56	Ibexis	MYGA Plus fixed annuity rate	3-yr	5.13%	$100,000	View rate
57	Knighthead	Staysail MYGA with Liquidity Rider fixed annuity rate	3-yr	5.13%	$100,000	View rate
58	Capitol Life	Heritage Elite fixed annuity rate	3-yr	5.10%	$10,000	View rate
59	American Life	Classic MYGA fixed annuity rate	3-yr	5.10%	$1,000	View rate
60	Liberty Bankers	Heritage Elite fixed annuity rate	3-yr	5.10%	$10,000	View rate
61	Symetra	Select Max fixed annuity rate	3-yr	5.10%	$250,000	View rate
62	North American	Guarantee Plus fixed annuity rate	3-yr	5.10%	$100,000	View rate
63	Heartland National	Secure Rate MYGA with 5% Free Withdrawal Rider fixed annuity rate	3-yr	5.10%	$5,000	View rate
64	Security Benefit	Advanced Choice Annuity fixed annuity rate	3-yr	5.10%	$125,000	View rate
65	Capitol Life	Heritage Premier fixed annuity rate	3-yr	5.05%	$10,000	View rate
66	Liberty Bankers	Heritage Premier fixed annuity rate	3-yr	5.05%	$10,000	View rate
67	Delaware Life	Apex MYGA fixed annuity rate	3-yr	5.05%	$100,000	View rate
68	Heartland National	Secure Rate MYGA with Enhanced Benefit Rider fixed annuity rate	3-yr	5.05%	$5,000	View rate
69	Delaware Life	Pinnacle Plus fixed annuity rate	3-yr	5.05%	$100,000	View rate
70	Oceanview	Harbourview MYGA fixed annuity rate	3-yr	5.05%	$70,000	View rate
71	Capitol Life	Heritage Premier Plus fixed annuity rate	3-yr	5.03%	$10,000	View rate
72	Liberty Bankers	Heritage Premier Plus fixed annuity rate	3-yr	5.03%	$10,000	View rate
73	Athene	MaxRate fixed annuity rate	3-yr	5.00%	$100,000	View rate
74	Symetra	Select Pro fixed annuity rate	3-yr	5.00%	$50,000	View rate
75	Minnesota Life	SecureOption Vision fixed annuity rate	3-yr	5.00%	$500,000	View rate
76	Minnesota Life	SecureOption Choice fixed annuity rate	3-yr	5.00%	$25,000	View rate
77	Corebridge (AIG)	Pathway Choice fixed annuity rate	3-yr	5.00%	$100,000	View rate
78	Corebridge (AIG)	Pathway Choice (PNC) fixed annuity rate	3-yr	5.00%	$25,000	View rate
79	Pacific Guardian	Diamond Head fixed annuity rate	3-yr	5.00%	$10,000	View rate
80	TruStage	MaxProtect fixed annuity rate	3-yr	5.00%	$10,000	View rate
81	Athene	MYG fixed annuity rate	3-yr	4.95%	$5,000	View rate
82	Royal Neighbors	MYGA fixed annuity rate	3-yr	4.95%	$10,000	View rate
83	Aspida	Synergy Choice fixed annuity rate	3-yr	4.95%	$100,000	View rate
84	Western United	Navigator Ultra MVA fixed annuity rate	3-yr	4.95%	$10,000	View rate
85	Sagicor	Milestone Max MYGA fixed annuity rate	3-yr	4.95%	$75,000	View rate
86	GBU Life	Asset Guard MYGA fixed annuity rate	3-yr	4.95%	$25,000	View rate
87	Talcott Financial	EverStead MYGA fixed annuity rate	3-yr	4.95%	$500,000	View rate
88	Capitol Life	Heritage Classic fixed annuity rate	3-yr	4.90%	$10,000	View rate
89	MassMutual	Premier Voyage fixed annuity rate	3-yr	4.90%	$1,000,000	View rate
90	Liberty Bankers	Heritage Classic fixed annuity rate	3-yr	4.90%	$10,000	View rate
91	Sagicor	Milestone MYGA fixed annuity rate	3-yr	4.90%	$100,000	View rate
92	MassMutual	Premier Voyage (Variation States) fixed annuity rate	3-yr	4.90%	$1,000,000	View rate
93	Oceanview	Sky Harbourview MYGA fixed annuity rate	3-yr	4.90%	$70,000	View rate
94	Symetra	Select Pro with ROP fixed annuity rate	3-yr	4.85%	$50,000	View rate
95	North American	Max Elite Guarantee fixed annuity rate	3-yr	4.85%	$100,000	View rate
96	Oxford Life	Multi-Select MYGA fixed annuity rate	3-yr	4.85%	$20,000	View rate
97	Thrivent	Multi-Year Guarantee Annuity with MVA fixed annuity rate	3-yr	4.85%	$250,000	View rate
98	Aspida	WealthLock MYGA Plus fixed annuity rate	3-yr	4.80%	$25,000	View rate
99	New York Life	Secure Term MVA Fixed Annuity II fixed annuity rate	3-yr	4.80%	$5,000	View rate
100	MassMutual	Stable Voyage fixed annuity rate	3-yr	4.80%	$100,000	View rate
101	The Standard	Multi-Choice Annuity fixed annuity rate	3-yr	4.80%	$100,000	View rate
102	Corebridge (AIG)	Pathway Choice Prime fixed annuity rate	3-yr	4.80%	$250,000	View rate
103	MassMutual Ascend	American Freedom Elevate fixed annuity rate	3-yr	4.80%	$100,000	View rate
104	Brighthouse (MetLife)	Fixed Rate Annuity fixed annuity rate	3-yr	4.75%	$100,000	View rate
105	Aspida	WealthLock MYGA fixed annuity rate	3-yr	4.75%	$100,000	View rate
106	Fidelity & Guaranty	Secure MYGA MVA fixed annuity rate	3-yr	4.75%	$100,000	View rate
107	Western United	Navigator Elite MVA fixed annuity rate	3-yr	4.75%	$10,000	View rate
108	Fidelity & Guaranty	Guarantee Platinum fixed annuity rate	3-yr	4.75%	$20,000	View rate
109	New York Life	Secure Term Choice Fixed Annuity II fixed annuity rate	3-yr	4.75%	$25,000	View rate
110	Jackson	RateProtector fixed annuity rate	3-yr	4.75%	$10,000	View rate
111	The Standard	Multi-Choice Annuity with Interest Earnings Withdrawal fixed annuity rate	3-yr	4.75%	$100,000	View rate
112	The Standard	Focused Growth Annuity fixed annuity rate	3-yr	4.75%	$15,000	View rate
113	New York Life	Secure Term Fixed Annuity V fixed annuity rate	3-yr	4.75%	$100,000	View rate
114	AuguStar	LunarGuard fixed annuity rate	3-yr	4.70%	$10,000	View rate
115	The Standard	Multi-Choice Annuity with 10% Withdrawal Provision fixed annuity rate	3-yr	4.70%	$15,000	View rate
116	Pruco Life	WealthGuard MYGA fixed annuity rate	3-yr	4.70%	$100,000	View rate
117	AuguStar	LunarLock fixed annuity rate	3-yr	4.65%	$100,000	View rate
118	Corebridge (AIG)	Pathway Choice Focus fixed annuity rate	3-yr	4.60%	$25,000	View rate
119	The Standard	Multi-Choice Annuity with 10% Withdrawal Provision and GOP fixed annuity rate	3-yr	4.60%	$100,000	View rate
120	Thrivent	Multi-Year Guarantee Annuity with ROP fixed annuity rate	3-yr	4.60%	$250,000	View rate
121	AuguStar	LunarLock Prime fixed annuity rate	3-yr	4.55%	$10,000	View rate
122	PRCUA	MYGA Annuity fixed annuity rate	3-yr	4.50%	$10,000	View rate
123	SILAC	Secure Savings Elite fixed annuity rate	3-yr	4.50%	$10,000	View rate
124	Americo	Platinum Assure fixed annuity rate	3-yr	4.45%	$25,000	View rate
125	Western United	Discovery Plus fixed annuity rate	3-yr	4.45%	$10,000	View rate
126	Manhattan Life	Preferred Choice fixed annuity rate	3-yr	4.40%	$10,000	View rate
127	KSKJ Life	MYGA fixed annuity rate	3-yr	4.40%	$10,000	View rate
128	Fidelity & Guaranty	Secure MYGA Non-MVA fixed annuity rate	3-yr	4.35%	$20,000	View rate
129	Western United	Discovery fixed annuity rate	3-yr	4.35%	$10,000	View rate
130	Global Atlantic	SecureFore fixed annuity rate	3-yr	4.30%	$100,000	View rate
131	Global Atlantic	SecureFore II fixed annuity rate	3-yr	4.30%	$100,000	View rate
132	KSKJ Life	MYGA with RMD Rider fixed annuity rate	3-yr	4.30%	$10,000	View rate
133	KSKJ Life	MYGA with 10% Free Withdrawal Rider fixed annuity rate	3-yr	4.25%	$10,000	View rate
134	Western & Southern	SmartSelect - Two fixed annuity rate	3-yr	4.25%	$100,000	View rate
135	National Integrity	SmartSelect fixed annuity rate	3-yr	4.20%	$100,000	View rate
136	Penn Mutual	Guaranteed Foundation fixed annuity rate	3-yr	4.15%	$10,000	View rate
137	GILICO	Rate Lock fixed annuity rate	3-yr	4.10%	$250,000	View rate
138	Western & Southern	SmartSelect fixed annuity rate	3-yr	4.10%	$100,000	View rate
139	MassMutual Ascend	American Freedom Classic fixed annuity rate	3-yr	4.10%	$100,000	View rate
140	Nationwide	Secure Growth fixed annuity rate	3-yr	4.10%	$100,000	View rate
141	Eagle Life	Guarantee Focus fixed annuity rate	3-yr	4.05%	$100,000	View rate
142	Fidelity & Guaranty	Secure MYGA ROP fixed annuity rate	3-yr	4.05%	$100,000	View rate
143	Revol One	Excelera Plus MYGIA fixed annuity rate	3-yr	4.00%	$25,000	View rate
144	MassMutual Ascend	SecureGain fixed annuity rate	3-yr	3.95%	$100,000	View rate
145	First Symetra	Select Pro fixed annuity rate	3-yr	3.90%	$250,000	View rate
146	American Equity	GuaranteeShield MYGA fixed annuity rate	3-yr	3.75%	$10,000	View rate
147	MassMutual Ascend	American Freedom Aspire fixed annuity rate	3-yr	3.75%	$25,000	View rate
148	First Symetra	Select Pro with ROP fixed annuity rate	3-yr	3.70%	$10,000	View rate
149	United Life	Performance SPDA fixed annuity rate	3-yr	3.60%	$100,000	View rate
150	SILAC	Secure Savings fixed annuity rate	3-yr	3.15%	$10,000	View rate
151	Investors Heritage	Heritage Builder Annuity fixed annuity rate	3-yr	3.00%	$25,000	View rate
152	Nationwide	Platinum Edge fixed annuity rate	3-yr	2.70%	$2,000	View rate

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Best 3-Year Fixed Annuity (MYGA) Rates — August 9, 2026

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